LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,675
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,309
−HK$2,676/mo
Today · 4.125%
HK$89,985
baseline
▲ 0.50% · 4.625%
HK$95,460
+HK$5,475/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$179,970/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,200
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,727
−HK$2,563/mo
Today · 4.125%
HK$99,290
baseline
▲ 0.50% · 4.625%
HK$104,523
+HK$5,233/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$198,580/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,610
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$104,771
−HK$3,211/mo
Today · 4.125%
HK$107,982
baseline
▲ 0.50% · 4.625%
HK$114,553
+HK$6,571/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$215,964/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,040
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$116,072
−HK$3,076/mo
Today · 4.125%
HK$119,148
baseline
▲ 0.50% · 4.625%
HK$125,428
+HK$6,280/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$238,296/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,545
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$122,233
−HK$3,746/mo
Today · 4.125%
HK$125,979
baseline
▲ 0.50% · 4.625%
HK$133,645
+HK$7,666/mo
Deposit HK$11.14M · loan HK$25.99M · min. income ≈ HK$251,958/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,880
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,417
−HK$3,589/mo
Today · 4.125%
HK$139,006
baseline
▲ 0.50% · 4.625%
HK$146,333
+HK$7,327/mo
Deposit HK$11.14M · loan HK$25.99M · min. income ≈ HK$278,012/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,415
−HK$9,558/mo
▼ 0.25% · 3.875%
HK$157,156
−HK$4,817/mo
Today · 4.125%
HK$161,973
baseline
▲ 0.50% · 4.625%
HK$171,829
+HK$9,856/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$323,946/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,561
−HK$9,160/mo
▼ 0.25% · 3.875%
HK$174,108
−HK$4,613/mo
Today · 4.125%
HK$178,721
baseline
▲ 0.50% · 4.625%
HK$188,142
+HK$9,421/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$357,442/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,199 · Scale 2, in force from 26 Feb 2026)