LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,679
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,312
−HK$2,677/mo
Today · 4.125%
HK$89,989
baseline
▲ 0.50% · 4.625%
HK$95,464
+HK$5,475/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$179,978/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,204
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,730
−HK$2,564/mo
Today · 4.125%
HK$99,294
baseline
▲ 0.50% · 4.625%
HK$104,527
+HK$5,233/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$198,588/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,614
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$104,775
−HK$3,211/mo
Today · 4.125%
HK$107,986
baseline
▲ 0.50% · 4.625%
HK$114,557
+HK$6,571/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$215,972/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,045
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$116,077
−HK$3,075/mo
Today · 4.125%
HK$119,152
baseline
▲ 0.50% · 4.625%
HK$125,433
+HK$6,281/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$238,304/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,550
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$122,237
−HK$3,747/mo
Today · 4.125%
HK$125,984
baseline
▲ 0.50% · 4.625%
HK$133,650
+HK$7,666/mo
Deposit HK$11.14M · loan HK$25.99M · min. income ≈ HK$251,968/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,886
−HK$7,125/mo
▼ 0.25% · 3.875%
HK$135,423
−HK$3,588/mo
Today · 4.125%
HK$139,011
baseline
▲ 0.50% · 4.625%
HK$146,338
+HK$7,327/mo
Deposit HK$11.14M · loan HK$25.99M · min. income ≈ HK$278,022/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,421
−HK$9,558/mo
▼ 0.25% · 3.875%
HK$157,162
−HK$4,817/mo
Today · 4.125%
HK$161,979
baseline
▲ 0.50% · 4.625%
HK$171,836
+HK$9,857/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$323,958/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,567
−HK$9,161/mo
▼ 0.25% · 3.875%
HK$174,115
−HK$4,613/mo
Today · 4.125%
HK$178,728
baseline
▲ 0.50% · 4.625%
HK$188,149
+HK$9,421/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$357,456/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,260 · Scale 2, in force from 26 Feb 2026)