LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,682
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,316
−HK$2,676/mo
Today · 4.125%
HK$89,992
baseline
▲ 0.50% · 4.625%
HK$95,468
+HK$5,476/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$179,984/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,208
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,735
−HK$2,563/mo
Today · 4.125%
HK$99,298
baseline
▲ 0.50% · 4.625%
HK$104,532
+HK$5,234/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$198,596/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,619
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$104,780
−HK$3,211/mo
Today · 4.125%
HK$107,991
baseline
▲ 0.50% · 4.625%
HK$114,562
+HK$6,571/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$215,982/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,050
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$116,082
−HK$3,075/mo
Today · 4.125%
HK$119,157
baseline
▲ 0.50% · 4.625%
HK$125,438
+HK$6,281/mo
Deposit HK$14.85M · loan HK$22.28M · min. income ≈ HK$238,314/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,555
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$122,243
−HK$3,746/mo
Today · 4.125%
HK$125,989
baseline
▲ 0.50% · 4.625%
HK$133,656
+HK$7,667/mo
Deposit HK$11.14M · loan HK$26.00M · min. income ≈ HK$251,978/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,891
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,429
−HK$3,588/mo
Today · 4.125%
HK$139,017
baseline
▲ 0.50% · 4.625%
HK$146,345
+HK$7,328/mo
Deposit HK$11.14M · loan HK$26.00M · min. income ≈ HK$278,034/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,428
−HK$9,558/mo
▼ 0.25% · 3.875%
HK$157,169
−HK$4,817/mo
Today · 4.125%
HK$161,986
baseline
▲ 0.50% · 4.625%
HK$171,843
+HK$9,857/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$323,972/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,575
−HK$9,161/mo
▼ 0.25% · 3.875%
HK$174,122
−HK$4,614/mo
Today · 4.125%
HK$178,736
baseline
▲ 0.50% · 4.625%
HK$188,158
+HK$9,422/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$357,472/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,328 · Scale 2, in force from 26 Feb 2026)