LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,684
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,318
−HK$2,676/mo
Today · 4.125%
HK$89,994
baseline
▲ 0.50% · 4.625%
HK$95,470
+HK$5,476/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$179,988/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,210
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$96,736
−HK$2,563/mo
Today · 4.125%
HK$99,299
baseline
▲ 0.50% · 4.625%
HK$104,534
+HK$5,235/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$198,598/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,620
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$104,781
−HK$3,212/mo
Today · 4.125%
HK$107,993
baseline
▲ 0.50% · 4.625%
HK$114,564
+HK$6,571/mo
Deposit HK$14.86M · loan HK$22.28M · min. income ≈ HK$215,986/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,052
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$116,084
−HK$3,075/mo
Today · 4.125%
HK$119,159
baseline
▲ 0.50% · 4.625%
HK$125,440
+HK$6,281/mo
Deposit HK$14.86M · loan HK$22.28M · min. income ≈ HK$238,318/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,557
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$122,245
−HK$3,747/mo
Today · 4.125%
HK$125,992
baseline
▲ 0.50% · 4.625%
HK$133,658
+HK$7,666/mo
Deposit HK$11.14M · loan HK$26.00M · min. income ≈ HK$251,984/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,893
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,431
−HK$3,588/mo
Today · 4.125%
HK$139,019
baseline
▲ 0.50% · 4.625%
HK$146,347
+HK$7,328/mo
Deposit HK$11.14M · loan HK$26.00M · min. income ≈ HK$278,038/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,430
−HK$9,559/mo
▼ 0.25% · 3.875%
HK$157,172
−HK$4,817/mo
Today · 4.125%
HK$161,989
baseline
▲ 0.50% · 4.625%
HK$171,846
+HK$9,857/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$323,978/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,577
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$174,125
−HK$4,614/mo
Today · 4.125%
HK$178,739
baseline
▲ 0.50% · 4.625%
HK$188,161
+HK$9,422/mo
Deposit HK$3.71M · loan HK$33.42M · min. income ≈ HK$357,478/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,354 · Scale 2, in force from 26 Feb 2026)