LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,687
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$87,321
−HK$2,676/mo
Today · 4.125%
HK$89,997
baseline
▲ 0.50% · 4.625%
HK$95,473
+HK$5,476/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$179,994/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,213
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$96,740
−HK$2,563/mo
Today · 4.125%
HK$99,303
baseline
▲ 0.50% · 4.625%
HK$104,538
+HK$5,235/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$198,606/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,624
−HK$6,373/mo
▼ 0.25% · 3.875%
HK$104,785
−HK$3,212/mo
Today · 4.125%
HK$107,997
baseline
▲ 0.50% · 4.625%
HK$114,568
+HK$6,571/mo
Deposit HK$14.86M · loan HK$22.28M · min. income ≈ HK$215,994/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,056
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$116,088
−HK$3,076/mo
Today · 4.125%
HK$119,164
baseline
▲ 0.50% · 4.625%
HK$125,445
+HK$6,281/mo
Deposit HK$14.86M · loan HK$22.28M · min. income ≈ HK$238,328/mo (50% DSR)
Upfront cash ≈ HK$16.43M (deposit + AVD stamp duty HK$1,578,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,561
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$122,249
−HK$3,747/mo
Today · 4.125%
HK$125,996
baseline
▲ 0.50% · 4.625%
HK$133,663
+HK$7,667/mo
Deposit HK$11.14M · loan HK$26.00M · min. income ≈ HK$251,992/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,898
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,436
−HK$3,588/mo
Today · 4.125%
HK$139,024
baseline
▲ 0.50% · 4.625%
HK$146,353
+HK$7,329/mo
Deposit HK$11.14M · loan HK$26.00M · min. income ≈ HK$278,048/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,436
−HK$9,559/mo
▼ 0.25% · 3.875%
HK$157,178
−HK$4,817/mo
Today · 4.125%
HK$161,995
baseline
▲ 0.50% · 4.625%
HK$171,852
+HK$9,857/mo
Deposit HK$3.71M · loan HK$33.43M · min. income ≈ HK$323,990/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,584
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$174,132
−HK$4,614/mo
Today · 4.125%
HK$178,746
baseline
▲ 0.50% · 4.625%
HK$188,168
+HK$9,422/mo
Deposit HK$3.71M · loan HK$33.43M · min. income ≈ HK$357,492/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,414 · Scale 2, in force from 26 Feb 2026)