LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,699
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$87,333
−HK$2,677/mo
Today · 4.125%
HK$90,010
baseline
▲ 0.50% · 4.625%
HK$95,487
+HK$5,477/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$180,020/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,226
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$96,753
−HK$2,564/mo
Today · 4.125%
HK$99,317
baseline
▲ 0.50% · 4.625%
HK$104,552
+HK$5,235/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$198,634/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,638
−HK$6,374/mo
▼ 0.25% · 3.875%
HK$104,800
−HK$3,212/mo
Today · 4.125%
HK$108,012
baseline
▲ 0.50% · 4.625%
HK$114,584
+HK$6,572/mo
Deposit HK$14.86M · loan HK$22.29M · min. income ≈ HK$216,024/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,578,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,072
−HK$6,109/mo
▼ 0.25% · 3.875%
HK$116,104
−HK$3,077/mo
Today · 4.125%
HK$119,181
baseline
▲ 0.50% · 4.625%
HK$125,463
+HK$6,282/mo
Deposit HK$14.86M · loan HK$22.29M · min. income ≈ HK$238,362/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,578,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,578
−HK$7,436/mo
▼ 0.25% · 3.875%
HK$122,266
−HK$3,748/mo
Today · 4.125%
HK$126,014
baseline
▲ 0.50% · 4.625%
HK$133,682
+HK$7,668/mo
Deposit HK$11.14M · loan HK$26.00M · min. income ≈ HK$252,028/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,917
−HK$7,127/mo
▼ 0.25% · 3.875%
HK$135,455
−HK$3,589/mo
Today · 4.125%
HK$139,044
baseline
▲ 0.50% · 4.625%
HK$146,373
+HK$7,329/mo
Deposit HK$11.14M · loan HK$26.00M · min. income ≈ HK$278,088/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,457
−HK$9,561/mo
▼ 0.25% · 3.875%
HK$157,200
−HK$4,818/mo
Today · 4.125%
HK$162,018
baseline
▲ 0.50% · 4.625%
HK$171,876
+HK$9,858/mo
Deposit HK$3.71M · loan HK$33.43M · min. income ≈ HK$324,036/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,607
−HK$9,164/mo
▼ 0.25% · 3.875%
HK$174,156
−HK$4,615/mo
Today · 4.125%
HK$178,771
baseline
▲ 0.50% · 4.625%
HK$188,194
+HK$9,423/mo
Deposit HK$3.71M · loan HK$33.43M · min. income ≈ HK$357,542/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,635 · Scale 2, in force from 26 Feb 2026)