LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,702
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$87,336
−HK$2,677/mo
Today · 4.125%
HK$90,013
baseline
▲ 0.50% · 4.625%
HK$95,490
+HK$5,477/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$180,026/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,230
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$96,757
−HK$2,564/mo
Today · 4.125%
HK$99,321
baseline
▲ 0.50% · 4.625%
HK$104,556
+HK$5,235/mo
Deposit HK$18.57M · loan HK$18.57M · min. income ≈ HK$198,642/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$1,578,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,642
−HK$6,374/mo
▼ 0.25% · 3.875%
HK$104,803
−HK$3,213/mo
Today · 4.125%
HK$108,016
baseline
▲ 0.50% · 4.625%
HK$114,588
+HK$6,572/mo
Deposit HK$14.86M · loan HK$22.29M · min. income ≈ HK$216,032/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,578,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,075
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$116,108
−HK$3,077/mo
Today · 4.125%
HK$119,185
baseline
▲ 0.50% · 4.625%
HK$125,467
+HK$6,282/mo
Deposit HK$14.86M · loan HK$22.29M · min. income ≈ HK$238,370/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,578,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,582
−HK$7,436/mo
▼ 0.25% · 3.875%
HK$122,271
−HK$3,747/mo
Today · 4.125%
HK$126,018
baseline
▲ 0.50% · 4.625%
HK$133,686
+HK$7,668/mo
Deposit HK$11.14M · loan HK$26.00M · min. income ≈ HK$252,036/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,921
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$135,459
−HK$3,590/mo
Today · 4.125%
HK$139,049
baseline
▲ 0.50% · 4.625%
HK$146,378
+HK$7,329/mo
Deposit HK$11.14M · loan HK$26.00M · min. income ≈ HK$278,098/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,578,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,463
−HK$9,560/mo
▼ 0.25% · 3.875%
HK$157,205
−HK$4,818/mo
Today · 4.125%
HK$162,023
baseline
▲ 0.50% · 4.625%
HK$171,882
+HK$9,859/mo
Deposit HK$3.71M · loan HK$33.43M · min. income ≈ HK$324,046/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,613
−HK$9,164/mo
▼ 0.25% · 3.875%
HK$174,162
−HK$4,615/mo
Today · 4.125%
HK$178,777
baseline
▲ 0.50% · 4.625%
HK$188,201
+HK$9,424/mo
Deposit HK$3.71M · loan HK$33.43M · min. income ≈ HK$357,554/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,578,689 · Scale 2, in force from 26 Feb 2026)