LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,725
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$87,361
−HK$2,677/mo
Today · 4.125%
HK$90,038
baseline
▲ 0.50% · 4.625%
HK$95,517
+HK$5,479/mo
Deposit HK$18.58M · loan HK$18.58M · min. income ≈ HK$180,076/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,256
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$96,784
−HK$2,564/mo
Today · 4.125%
HK$99,348
baseline
▲ 0.50% · 4.625%
HK$104,585
+HK$5,237/mo
Deposit HK$18.58M · loan HK$18.58M · min. income ≈ HK$198,696/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,670
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$104,833
−HK$3,213/mo
Today · 4.125%
HK$108,046
baseline
▲ 0.50% · 4.625%
HK$114,620
+HK$6,574/mo
Deposit HK$14.86M · loan HK$22.29M · min. income ≈ HK$216,092/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,579,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,107
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$116,141
−HK$3,077/mo
Today · 4.125%
HK$119,218
baseline
▲ 0.50% · 4.625%
HK$125,502
+HK$6,284/mo
Deposit HK$14.86M · loan HK$22.29M · min. income ≈ HK$238,436/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,579,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,615
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$122,305
−HK$3,748/mo
Today · 4.125%
HK$126,053
baseline
▲ 0.50% · 4.625%
HK$133,723
+HK$7,670/mo
Deposit HK$11.15M · loan HK$26.01M · min. income ≈ HK$252,106/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,958
−HK$7,130/mo
▼ 0.25% · 3.875%
HK$135,497
−HK$3,591/mo
Today · 4.125%
HK$139,088
baseline
▲ 0.50% · 4.625%
HK$146,419
+HK$7,331/mo
Deposit HK$11.15M · loan HK$26.01M · min. income ≈ HK$278,176/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,505
−HK$9,564/mo
▼ 0.25% · 3.875%
HK$157,249
−HK$4,820/mo
Today · 4.125%
HK$162,069
baseline
▲ 0.50% · 4.625%
HK$171,930
+HK$9,861/mo
Deposit HK$3.72M · loan HK$33.44M · min. income ≈ HK$324,138/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,579,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,661
−HK$9,166/mo
▼ 0.25% · 3.875%
HK$174,211
−HK$4,616/mo
Today · 4.125%
HK$178,827
baseline
▲ 0.50% · 4.625%
HK$188,253
+HK$9,426/mo
Deposit HK$3.72M · loan HK$33.44M · min. income ≈ HK$357,654/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,579,130 · Scale 2, in force from 26 Feb 2026)