LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,728
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$87,364
−HK$2,678/mo
Today · 4.125%
HK$90,042
baseline
▲ 0.50% · 4.625%
HK$95,520
+HK$5,478/mo
Deposit HK$18.58M · loan HK$18.58M · min. income ≈ HK$180,084/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,259
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$96,787
−HK$2,565/mo
Today · 4.125%
HK$99,352
baseline
▲ 0.50% · 4.625%
HK$104,589
+HK$5,237/mo
Deposit HK$18.58M · loan HK$18.58M · min. income ≈ HK$198,704/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,674
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$104,837
−HK$3,213/mo
Today · 4.125%
HK$108,050
baseline
▲ 0.50% · 4.625%
HK$114,624
+HK$6,574/mo
Deposit HK$14.86M · loan HK$22.29M · min. income ≈ HK$216,100/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,579,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,111
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$116,145
−HK$3,077/mo
Today · 4.125%
HK$119,222
baseline
▲ 0.50% · 4.625%
HK$125,507
+HK$6,285/mo
Deposit HK$14.86M · loan HK$22.29M · min. income ≈ HK$238,444/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,579,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,620
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$122,309
−HK$3,749/mo
Today · 4.125%
HK$126,058
baseline
▲ 0.50% · 4.625%
HK$133,728
+HK$7,670/mo
Deposit HK$11.15M · loan HK$26.01M · min. income ≈ HK$252,116/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,963
−HK$7,130/mo
▼ 0.25% · 3.875%
HK$135,502
−HK$3,591/mo
Today · 4.125%
HK$139,093
baseline
▲ 0.50% · 4.625%
HK$146,424
+HK$7,331/mo
Deposit HK$11.15M · loan HK$26.01M · min. income ≈ HK$278,186/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,511
−HK$9,564/mo
▼ 0.25% · 3.875%
HK$157,255
−HK$4,820/mo
Today · 4.125%
HK$162,075
baseline
▲ 0.50% · 4.625%
HK$171,937
+HK$9,862/mo
Deposit HK$3.72M · loan HK$33.44M · min. income ≈ HK$324,150/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,579,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,667
−HK$9,167/mo
▼ 0.25% · 3.875%
HK$174,217
−HK$4,617/mo
Today · 4.125%
HK$178,834
baseline
▲ 0.50% · 4.625%
HK$188,260
+HK$9,426/mo
Deposit HK$3.72M · loan HK$33.44M · min. income ≈ HK$357,668/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$1,579,188 · Scale 2, in force from 26 Feb 2026)