LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,733
−HK$5,314/mo
▼ 0.25% · 3.875%
HK$87,369
−HK$2,678/mo
Today · 4.125%
HK$90,047
baseline
▲ 0.50% · 4.625%
HK$95,526
+HK$5,479/mo
Deposit HK$18.58M · loan HK$18.58M · min. income ≈ HK$180,094/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,265
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$96,793
−HK$2,565/mo
Today · 4.125%
HK$99,358
baseline
▲ 0.50% · 4.625%
HK$104,595
+HK$5,237/mo
Deposit HK$18.58M · loan HK$18.58M · min. income ≈ HK$198,716/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,680
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$104,843
−HK$3,213/mo
Today · 4.125%
HK$108,056
baseline
▲ 0.50% · 4.625%
HK$114,631
+HK$6,575/mo
Deposit HK$14.86M · loan HK$22.30M · min. income ≈ HK$216,112/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,579,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,118
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$116,152
−HK$3,077/mo
Today · 4.125%
HK$119,229
baseline
▲ 0.50% · 4.625%
HK$125,514
+HK$6,285/mo
Deposit HK$14.86M · loan HK$22.30M · min. income ≈ HK$238,458/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,579,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,627
−HK$7,439/mo
▼ 0.25% · 3.875%
HK$122,317
−HK$3,749/mo
Today · 4.125%
HK$126,066
baseline
▲ 0.50% · 4.625%
HK$133,736
+HK$7,670/mo
Deposit HK$11.15M · loan HK$26.01M · min. income ≈ HK$252,132/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,971
−HK$7,130/mo
▼ 0.25% · 3.875%
HK$135,510
−HK$3,591/mo
Today · 4.125%
HK$139,101
baseline
▲ 0.50% · 4.625%
HK$146,433
+HK$7,332/mo
Deposit HK$11.15M · loan HK$26.01M · min. income ≈ HK$278,202/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,520
−HK$9,564/mo
▼ 0.25% · 3.875%
HK$157,264
−HK$4,820/mo
Today · 4.125%
HK$162,084
baseline
▲ 0.50% · 4.625%
HK$171,947
+HK$9,863/mo
Deposit HK$3.72M · loan HK$33.44M · min. income ≈ HK$324,168/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,677
−HK$9,167/mo
▼ 0.25% · 3.875%
HK$174,228
−HK$4,616/mo
Today · 4.125%
HK$178,844
baseline
▲ 0.50% · 4.625%
HK$188,271
+HK$9,427/mo
Deposit HK$3.72M · loan HK$33.44M · min. income ≈ HK$357,688/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,282 · Scale 2, in force from 26 Feb 2026)