LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,736
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$87,371
−HK$2,678/mo
Today · 4.125%
HK$90,049
baseline
▲ 0.50% · 4.625%
HK$95,529
+HK$5,480/mo
Deposit HK$18.58M · loan HK$18.58M · min. income ≈ HK$180,098/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,267
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$96,796
−HK$2,564/mo
Today · 4.125%
HK$99,360
baseline
▲ 0.50% · 4.625%
HK$104,598
+HK$5,238/mo
Deposit HK$18.58M · loan HK$18.58M · min. income ≈ HK$198,720/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,683
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$104,846
−HK$3,213/mo
Today · 4.125%
HK$108,059
baseline
▲ 0.50% · 4.625%
HK$114,634
+HK$6,575/mo
Deposit HK$14.86M · loan HK$22.30M · min. income ≈ HK$216,118/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,579,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,121
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$116,155
−HK$3,078/mo
Today · 4.125%
HK$119,233
baseline
▲ 0.50% · 4.625%
HK$125,517
+HK$6,284/mo
Deposit HK$14.86M · loan HK$22.30M · min. income ≈ HK$238,466/mo (50% DSR)
Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$1,579,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,630
−HK$7,439/mo
▼ 0.25% · 3.875%
HK$122,320
−HK$3,749/mo
Today · 4.125%
HK$126,069
baseline
▲ 0.50% · 4.625%
HK$133,740
+HK$7,671/mo
Deposit HK$11.15M · loan HK$26.01M · min. income ≈ HK$252,138/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,974
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$135,514
−HK$3,591/mo
Today · 4.125%
HK$139,105
baseline
▲ 0.50% · 4.625%
HK$146,437
+HK$7,332/mo
Deposit HK$11.15M · loan HK$26.01M · min. income ≈ HK$278,210/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,524
−HK$9,565/mo
▼ 0.25% · 3.875%
HK$157,268
−HK$4,821/mo
Today · 4.125%
HK$162,089
baseline
▲ 0.50% · 4.625%
HK$171,951
+HK$9,862/mo
Deposit HK$3.72M · loan HK$33.44M · min. income ≈ HK$324,178/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,681
−HK$9,168/mo
▼ 0.25% · 3.875%
HK$174,232
−HK$4,617/mo
Today · 4.125%
HK$178,849
baseline
▲ 0.50% · 4.625%
HK$188,276
+HK$9,427/mo
Deposit HK$3.72M · loan HK$33.44M · min. income ≈ HK$357,698/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,323 · Scale 2, in force from 26 Feb 2026)