LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,749
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$87,385
−HK$2,679/mo
Today · 4.125%
HK$90,064
baseline
▲ 0.50% · 4.625%
HK$95,544
+HK$5,480/mo
Deposit HK$18.58M · loan HK$18.58M · min. income ≈ HK$180,128/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,283
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$96,811
−HK$2,565/mo
Today · 4.125%
HK$99,376
baseline
▲ 0.50% · 4.625%
HK$104,615
+HK$5,239/mo
Deposit HK$18.58M · loan HK$18.58M · min. income ≈ HK$198,752/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,699
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$104,863
−HK$3,214/mo
Today · 4.125%
HK$108,077
baseline
▲ 0.50% · 4.625%
HK$114,653
+HK$6,576/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$216,154/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,139
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$116,174
−HK$3,078/mo
Today · 4.125%
HK$119,252
baseline
▲ 0.50% · 4.625%
HK$125,538
+HK$6,286/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$238,504/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,649
−HK$7,440/mo
▼ 0.25% · 3.875%
HK$122,340
−HK$3,749/mo
Today · 4.125%
HK$126,089
baseline
▲ 0.50% · 4.625%
HK$133,762
+HK$7,673/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$252,178/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,996
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$135,536
−HK$3,591/mo
Today · 4.125%
HK$139,127
baseline
▲ 0.50% · 4.625%
HK$146,461
+HK$7,334/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$278,254/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,549
−HK$9,566/mo
▼ 0.25% · 3.875%
HK$157,294
−HK$4,821/mo
Today · 4.125%
HK$162,115
baseline
▲ 0.50% · 4.625%
HK$171,979
+HK$9,864/mo
Deposit HK$3.72M · loan HK$33.45M · min. income ≈ HK$324,230/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,709
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$174,260
−HK$4,618/mo
Today · 4.125%
HK$178,878
baseline
▲ 0.50% · 4.625%
HK$188,307
+HK$9,429/mo
Deposit HK$3.72M · loan HK$33.45M · min. income ≈ HK$357,756/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,579 · Scale 2, in force from 26 Feb 2026)