LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,750
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$87,386
−HK$2,679/mo
Today · 4.125%
HK$90,065
baseline
▲ 0.50% · 4.625%
HK$95,545
+HK$5,480/mo
Deposit HK$18.58M · loan HK$18.58M · min. income ≈ HK$180,130/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,283
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$96,812
−HK$2,565/mo
Today · 4.125%
HK$99,377
baseline
▲ 0.50% · 4.625%
HK$104,616
+HK$5,239/mo
Deposit HK$18.58M · loan HK$18.58M · min. income ≈ HK$198,754/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,700
−HK$6,377/mo
▼ 0.25% · 3.875%
HK$104,863
−HK$3,214/mo
Today · 4.125%
HK$108,077
baseline
▲ 0.50% · 4.625%
HK$114,654
+HK$6,577/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$216,154/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,140
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$116,175
−HK$3,078/mo
Today · 4.125%
HK$119,253
baseline
▲ 0.50% · 4.625%
HK$125,539
+HK$6,286/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$238,506/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,650
−HK$7,440/mo
▼ 0.25% · 3.875%
HK$122,341
−HK$3,749/mo
Today · 4.125%
HK$126,090
baseline
▲ 0.50% · 4.625%
HK$133,763
+HK$7,673/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$252,180/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,997
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$135,537
−HK$3,591/mo
Today · 4.125%
HK$139,128
baseline
▲ 0.50% · 4.625%
HK$146,462
+HK$7,334/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$278,256/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,550
−HK$9,566/mo
▼ 0.25% · 3.875%
HK$157,295
−HK$4,821/mo
Today · 4.125%
HK$162,116
baseline
▲ 0.50% · 4.625%
HK$171,981
+HK$9,865/mo
Deposit HK$3.72M · loan HK$33.45M · min. income ≈ HK$324,232/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,710
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$174,262
−HK$4,617/mo
Today · 4.125%
HK$178,879
baseline
▲ 0.50% · 4.625%
HK$188,308
+HK$9,429/mo
Deposit HK$3.72M · loan HK$33.45M · min. income ≈ HK$357,758/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,592 · Scale 2, in force from 26 Feb 2026)