LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,758
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$87,395
−HK$2,678/mo
Today · 4.125%
HK$90,073
baseline
▲ 0.50% · 4.625%
HK$95,554
+HK$5,481/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$180,146/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,293
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$96,821
−HK$2,566/mo
Today · 4.125%
HK$99,387
baseline
▲ 0.50% · 4.625%
HK$104,626
+HK$5,239/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$198,774/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,579,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,710
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$104,874
−HK$3,214/mo
Today · 4.125%
HK$108,088
baseline
▲ 0.50% · 4.625%
HK$114,665
+HK$6,577/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$216,176/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,151
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$116,186
−HK$3,078/mo
Today · 4.125%
HK$119,264
baseline
▲ 0.50% · 4.625%
HK$125,551
+HK$6,287/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$238,528/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,661
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$122,352
−HK$3,751/mo
Today · 4.125%
HK$126,103
baseline
▲ 0.50% · 4.625%
HK$133,776
+HK$7,673/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$252,206/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,010
−HK$7,132/mo
▼ 0.25% · 3.875%
HK$135,550
−HK$3,592/mo
Today · 4.125%
HK$139,142
baseline
▲ 0.50% · 4.625%
HK$146,476
+HK$7,334/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$278,284/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,565
−HK$9,567/mo
▼ 0.25% · 3.875%
HK$157,310
−HK$4,822/mo
Today · 4.125%
HK$162,132
baseline
▲ 0.50% · 4.625%
HK$171,997
+HK$9,865/mo
Deposit HK$3.72M · loan HK$33.45M · min. income ≈ HK$324,264/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,727
−HK$9,169/mo
▼ 0.25% · 3.875%
HK$174,279
−HK$4,617/mo
Today · 4.125%
HK$178,896
baseline
▲ 0.50% · 4.625%
HK$188,326
+HK$9,430/mo
Deposit HK$3.72M · loan HK$33.45M · min. income ≈ HK$357,792/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,745 · Scale 2, in force from 26 Feb 2026)