LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,760
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$87,396
−HK$2,679/mo
Today · 4.125%
HK$90,075
baseline
▲ 0.50% · 4.625%
HK$95,556
+HK$5,481/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$180,150/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,579,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,295
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$96,823
−HK$2,566/mo
Today · 4.125%
HK$99,389
baseline
▲ 0.50% · 4.625%
HK$104,628
+HK$5,239/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$198,778/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,579,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,712
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$104,876
−HK$3,214/mo
Today · 4.125%
HK$108,090
baseline
▲ 0.50% · 4.625%
HK$114,667
+HK$6,577/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$216,180/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,153
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$116,188
−HK$3,079/mo
Today · 4.125%
HK$119,267
baseline
▲ 0.50% · 4.625%
HK$125,554
+HK$6,287/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$238,534/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,664
−HK$7,441/mo
▼ 0.25% · 3.875%
HK$122,355
−HK$3,750/mo
Today · 4.125%
HK$126,105
baseline
▲ 0.50% · 4.625%
HK$133,778
+HK$7,673/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$252,210/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,012
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,553
−HK$3,592/mo
Today · 4.125%
HK$139,145
baseline
▲ 0.50% · 4.625%
HK$146,479
+HK$7,334/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$278,290/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,568
−HK$9,567/mo
▼ 0.25% · 3.875%
HK$157,314
−HK$4,821/mo
Today · 4.125%
HK$162,135
baseline
▲ 0.50% · 4.625%
HK$172,001
+HK$9,866/mo
Deposit HK$3.72M · loan HK$33.45M · min. income ≈ HK$324,270/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,730
−HK$9,170/mo
▼ 0.25% · 3.875%
HK$174,282
−HK$4,618/mo
Today · 4.125%
HK$178,900
baseline
▲ 0.50% · 4.625%
HK$188,330
+HK$9,430/mo
Deposit HK$3.72M · loan HK$33.45M · min. income ≈ HK$357,800/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,777 · Scale 2, in force from 26 Feb 2026)