LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,761
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$87,398
−HK$2,678/mo
Today · 4.125%
HK$90,076
baseline
▲ 0.50% · 4.625%
HK$95,557
+HK$5,481/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$180,152/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,579,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,296
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$96,825
−HK$2,565/mo
Today · 4.125%
HK$99,390
baseline
▲ 0.50% · 4.625%
HK$104,629
+HK$5,239/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$198,780/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,579,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,713
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$104,877
−HK$3,214/mo
Today · 4.125%
HK$108,091
baseline
▲ 0.50% · 4.625%
HK$114,669
+HK$6,578/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$216,182/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,155
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$116,190
−HK$3,078/mo
Today · 4.125%
HK$119,268
baseline
▲ 0.50% · 4.625%
HK$125,555
+HK$6,287/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$238,536/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,665
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$122,357
−HK$3,750/mo
Today · 4.125%
HK$126,107
baseline
▲ 0.50% · 4.625%
HK$133,780
+HK$7,673/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$252,214/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,014
−HK$7,132/mo
▼ 0.25% · 3.875%
HK$135,555
−HK$3,591/mo
Today · 4.125%
HK$139,146
baseline
▲ 0.50% · 4.625%
HK$146,481
+HK$7,335/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$278,292/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,570
−HK$9,567/mo
▼ 0.25% · 3.875%
HK$157,316
−HK$4,821/mo
Today · 4.125%
HK$162,137
baseline
▲ 0.50% · 4.625%
HK$172,003
+HK$9,866/mo
Deposit HK$3.72M · loan HK$33.45M · min. income ≈ HK$324,274/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,732
−HK$9,170/mo
▼ 0.25% · 3.875%
HK$174,284
−HK$4,618/mo
Today · 4.125%
HK$178,902
baseline
▲ 0.50% · 4.625%
HK$188,333
+HK$9,431/mo
Deposit HK$3.72M · loan HK$33.45M · min. income ≈ HK$357,804/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,797 · Scale 2, in force from 26 Feb 2026)