LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,763
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,400
−HK$2,679/mo
Today · 4.125%
HK$90,079
baseline
▲ 0.50% · 4.625%
HK$95,560
+HK$5,481/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$180,158/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,579,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,298
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$96,827
−HK$2,566/mo
Today · 4.125%
HK$99,393
baseline
▲ 0.50% · 4.625%
HK$104,632
+HK$5,239/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$198,786/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,579,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,716
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$104,880
−HK$3,214/mo
Today · 4.125%
HK$108,094
baseline
▲ 0.50% · 4.625%
HK$114,672
+HK$6,578/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$216,188/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,158
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$116,193
−HK$3,078/mo
Today · 4.125%
HK$119,271
baseline
▲ 0.50% · 4.625%
HK$125,558
+HK$6,287/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$238,542/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,668
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$122,360
−HK$3,750/mo
Today · 4.125%
HK$126,110
baseline
▲ 0.50% · 4.625%
HK$133,783
+HK$7,673/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$252,220/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,017
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,558
−HK$3,592/mo
Today · 4.125%
HK$139,150
baseline
▲ 0.50% · 4.625%
HK$146,485
+HK$7,335/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$278,300/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,574
−HK$9,567/mo
▼ 0.25% · 3.875%
HK$157,320
−HK$4,821/mo
Today · 4.125%
HK$162,141
baseline
▲ 0.50% · 4.625%
HK$172,007
+HK$9,866/mo
Deposit HK$3.72M · loan HK$33.46M · min. income ≈ HK$324,282/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,737
−HK$9,170/mo
▼ 0.25% · 3.875%
HK$174,289
−HK$4,618/mo
Today · 4.125%
HK$178,907
baseline
▲ 0.50% · 4.625%
HK$188,337
+HK$9,430/mo
Deposit HK$3.72M · loan HK$33.46M · min. income ≈ HK$357,814/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,838 · Scale 2, in force from 26 Feb 2026)