LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,764
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,401
−HK$2,679/mo
Today · 4.125%
HK$90,080
baseline
▲ 0.50% · 4.625%
HK$95,561
+HK$5,481/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$180,160/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,579,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,300
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$96,829
−HK$2,565/mo
Today · 4.125%
HK$99,394
baseline
▲ 0.50% · 4.625%
HK$104,633
+HK$5,239/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$198,788/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,579,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,717
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$104,881
−HK$3,215/mo
Today · 4.125%
HK$108,096
baseline
▲ 0.50% · 4.625%
HK$114,673
+HK$6,577/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$216,192/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,159
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$116,194
−HK$3,079/mo
Today · 4.125%
HK$119,273
baseline
▲ 0.50% · 4.625%
HK$125,560
+HK$6,287/mo
Deposit HK$14.87M · loan HK$22.30M · min. income ≈ HK$238,546/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,670
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$122,361
−HK$3,751/mo
Today · 4.125%
HK$126,112
baseline
▲ 0.50% · 4.625%
HK$133,785
+HK$7,673/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$252,224/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,019
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,560
−HK$3,592/mo
Today · 4.125%
HK$139,152
baseline
▲ 0.50% · 4.625%
HK$146,487
+HK$7,335/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$278,304/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,576
−HK$9,568/mo
▼ 0.25% · 3.875%
HK$157,322
−HK$4,822/mo
Today · 4.125%
HK$162,144
baseline
▲ 0.50% · 4.625%
HK$172,010
+HK$9,866/mo
Deposit HK$3.72M · loan HK$33.46M · min. income ≈ HK$324,288/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,739
−HK$9,171/mo
▼ 0.25% · 3.875%
HK$174,291
−HK$4,619/mo
Today · 4.125%
HK$178,910
baseline
▲ 0.50% · 4.625%
HK$188,340
+HK$9,430/mo
Deposit HK$3.72M · loan HK$33.46M · min. income ≈ HK$357,820/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,861 · Scale 2, in force from 26 Feb 2026)