LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,770
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,407
−HK$2,679/mo
Today · 4.125%
HK$90,086
baseline
▲ 0.50% · 4.625%
HK$95,567
+HK$5,481/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$180,172/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,579,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,305
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$96,835
−HK$2,565/mo
Today · 4.125%
HK$99,400
baseline
▲ 0.50% · 4.625%
HK$104,640
+HK$5,240/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$198,800/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,579,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,724
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$104,888
−HK$3,215/mo
Today · 4.125%
HK$108,103
baseline
▲ 0.50% · 4.625%
HK$114,680
+HK$6,577/mo
Deposit HK$14.87M · loan HK$22.31M · min. income ≈ HK$216,206/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,167
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$116,202
−HK$3,079/mo
Today · 4.125%
HK$119,281
baseline
▲ 0.50% · 4.625%
HK$125,568
+HK$6,287/mo
Deposit HK$14.87M · loan HK$22.31M · min. income ≈ HK$238,562/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,579,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,678
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$122,369
−HK$3,751/mo
Today · 4.125%
HK$126,120
baseline
▲ 0.50% · 4.625%
HK$133,794
+HK$7,674/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$252,240/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,028
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,569
−HK$3,592/mo
Today · 4.125%
HK$139,161
baseline
▲ 0.50% · 4.625%
HK$146,496
+HK$7,335/mo
Deposit HK$11.15M · loan HK$26.02M · min. income ≈ HK$278,322/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,579,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,585
−HK$9,569/mo
▼ 0.25% · 3.875%
HK$157,332
−HK$4,822/mo
Today · 4.125%
HK$162,154
baseline
▲ 0.50% · 4.625%
HK$172,021
+HK$9,867/mo
Deposit HK$3.72M · loan HK$33.46M · min. income ≈ HK$324,308/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,750
−HK$9,171/mo
▼ 0.25% · 3.875%
HK$174,302
−HK$4,619/mo
Today · 4.125%
HK$178,921
baseline
▲ 0.50% · 4.625%
HK$188,352
+HK$9,431/mo
Deposit HK$3.72M · loan HK$33.46M · min. income ≈ HK$357,842/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,579,960 · Scale 2, in force from 26 Feb 2026)