LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,782
−HK$5,316/mo
▼ 0.25% · 3.875%
HK$87,419
−HK$2,679/mo
Today · 4.125%
HK$90,098
baseline
▲ 0.50% · 4.625%
HK$95,581
+HK$5,483/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$180,196/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,580,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,319
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$96,849
−HK$2,566/mo
Today · 4.125%
HK$99,415
baseline
▲ 0.50% · 4.625%
HK$104,655
+HK$5,240/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$198,830/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,580,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,738
−HK$6,380/mo
▼ 0.25% · 3.875%
HK$104,903
−HK$3,215/mo
Today · 4.125%
HK$108,118
baseline
▲ 0.50% · 4.625%
HK$114,697
+HK$6,579/mo
Deposit HK$14.87M · loan HK$22.31M · min. income ≈ HK$216,236/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,580,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,183
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$116,218
−HK$3,080/mo
Today · 4.125%
HK$119,298
baseline
▲ 0.50% · 4.625%
HK$125,586
+HK$6,288/mo
Deposit HK$14.87M · loan HK$22.31M · min. income ≈ HK$238,596/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,580,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,695
−HK$7,443/mo
▼ 0.25% · 3.875%
HK$122,387
−HK$3,751/mo
Today · 4.125%
HK$126,138
baseline
▲ 0.50% · 4.625%
HK$133,813
+HK$7,675/mo
Deposit HK$11.15M · loan HK$26.03M · min. income ≈ HK$252,276/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,580,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,047
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$135,588
−HK$3,593/mo
Today · 4.125%
HK$139,181
baseline
▲ 0.50% · 4.625%
HK$146,517
+HK$7,336/mo
Deposit HK$11.15M · loan HK$26.03M · min. income ≈ HK$278,362/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$1,580,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,607
−HK$9,570/mo
▼ 0.25% · 3.875%
HK$157,354
−HK$4,823/mo
Today · 4.125%
HK$162,177
baseline
▲ 0.50% · 4.625%
HK$172,045
+HK$9,868/mo
Deposit HK$3.72M · loan HK$33.46M · min. income ≈ HK$324,354/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,580,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,774
−HK$9,173/mo
▼ 0.25% · 3.875%
HK$174,327
−HK$4,620/mo
Today · 4.125%
HK$178,947
baseline
▲ 0.50% · 4.625%
HK$188,379
+HK$9,432/mo
Deposit HK$3.72M · loan HK$33.46M · min. income ≈ HK$357,894/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,580,186 · Scale 2, in force from 26 Feb 2026)