LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,793
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$87,430
−HK$2,680/mo
Today · 4.125%
HK$90,110
baseline
▲ 0.50% · 4.625%
HK$95,593
+HK$5,483/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$180,220/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,580,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,331
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$96,861
−HK$2,567/mo
Today · 4.125%
HK$99,428
baseline
▲ 0.50% · 4.625%
HK$104,669
+HK$5,241/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$198,856/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,580,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,751
−HK$6,381/mo
▼ 0.25% · 3.875%
HK$104,917
−HK$3,215/mo
Today · 4.125%
HK$108,132
baseline
▲ 0.50% · 4.625%
HK$114,712
+HK$6,580/mo
Deposit HK$14.87M · loan HK$22.31M · min. income ≈ HK$216,264/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,580,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,198
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$116,233
−HK$3,080/mo
Today · 4.125%
HK$119,313
baseline
▲ 0.50% · 4.625%
HK$125,602
+HK$6,289/mo
Deposit HK$14.87M · loan HK$22.31M · min. income ≈ HK$238,626/mo (50% DSR)
Upfront cash ≈ HK$16.45M (deposit + AVD stamp duty HK$1,580,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,710
−HK$7,444/mo
▼ 0.25% · 3.875%
HK$122,403
−HK$3,751/mo
Today · 4.125%
HK$126,154
baseline
▲ 0.50% · 4.625%
HK$133,830
+HK$7,676/mo
Deposit HK$11.16M · loan HK$26.03M · min. income ≈ HK$252,308/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,580,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,064
−HK$7,135/mo
▼ 0.25% · 3.875%
HK$135,606
−HK$3,593/mo
Today · 4.125%
HK$139,199
baseline
▲ 0.50% · 4.625%
HK$146,536
+HK$7,337/mo
Deposit HK$11.16M · loan HK$26.03M · min. income ≈ HK$278,398/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,580,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,627
−HK$9,571/mo
▼ 0.25% · 3.875%
HK$157,375
−HK$4,823/mo
Today · 4.125%
HK$162,198
baseline
▲ 0.50% · 4.625%
HK$172,068
+HK$9,870/mo
Deposit HK$3.72M · loan HK$33.47M · min. income ≈ HK$324,396/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,580,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,796
−HK$9,174/mo
▼ 0.25% · 3.875%
HK$174,350
−HK$4,620/mo
Today · 4.125%
HK$178,970
baseline
▲ 0.50% · 4.625%
HK$188,404
+HK$9,434/mo
Deposit HK$3.72M · loan HK$33.47M · min. income ≈ HK$357,940/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,580,392 · Scale 2, in force from 26 Feb 2026)