LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,796
−HK$5,317/mo
▼ 0.25% · 3.875%
HK$87,433
−HK$2,680/mo
Today · 4.125%
HK$90,113
baseline
▲ 0.50% · 4.625%
HK$95,596
+HK$5,483/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$180,226/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,580,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,334
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$96,864
−HK$2,567/mo
Today · 4.125%
HK$99,431
baseline
▲ 0.50% · 4.625%
HK$104,672
+HK$5,241/mo
Deposit HK$18.59M · loan HK$18.59M · min. income ≈ HK$198,862/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,580,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,755
−HK$6,381/mo
▼ 0.25% · 3.875%
HK$104,920
−HK$3,216/mo
Today · 4.125%
HK$108,136
baseline
▲ 0.50% · 4.625%
HK$114,716
+HK$6,580/mo
Deposit HK$14.87M · loan HK$22.31M · min. income ≈ HK$216,272/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,580,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,201
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$116,237
−HK$3,080/mo
Today · 4.125%
HK$119,317
baseline
▲ 0.50% · 4.625%
HK$125,607
+HK$6,290/mo
Deposit HK$14.87M · loan HK$22.31M · min. income ≈ HK$238,634/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,580,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,714
−HK$7,445/mo
▼ 0.25% · 3.875%
HK$122,407
−HK$3,752/mo
Today · 4.125%
HK$126,159
baseline
▲ 0.50% · 4.625%
HK$133,835
+HK$7,676/mo
Deposit HK$11.16M · loan HK$26.03M · min. income ≈ HK$252,318/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,580,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,068
−HK$7,135/mo
▼ 0.25% · 3.875%
HK$135,610
−HK$3,593/mo
Today · 4.125%
HK$139,203
baseline
▲ 0.50% · 4.625%
HK$146,541
+HK$7,338/mo
Deposit HK$11.16M · loan HK$26.03M · min. income ≈ HK$278,406/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,580,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,632
−HK$9,572/mo
▼ 0.25% · 3.875%
HK$157,380
−HK$4,824/mo
Today · 4.125%
HK$162,204
baseline
▲ 0.50% · 4.625%
HK$172,074
+HK$9,870/mo
Deposit HK$3.72M · loan HK$33.47M · min. income ≈ HK$324,408/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,580,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,802
−HK$9,174/mo
▼ 0.25% · 3.875%
HK$174,356
−HK$4,620/mo
Today · 4.125%
HK$178,976
baseline
▲ 0.50% · 4.625%
HK$188,410
+HK$9,434/mo
Deposit HK$3.72M · loan HK$33.47M · min. income ≈ HK$357,952/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,580,446 · Scale 2, in force from 26 Feb 2026)