LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,806
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$87,444
−HK$2,680/mo
Today · 4.125%
HK$90,124
baseline
▲ 0.50% · 4.625%
HK$95,608
+HK$5,484/mo
Deposit HK$18.60M · loan HK$18.60M · min. income ≈ HK$180,248/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,580,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,346
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$96,877
−HK$2,566/mo
Today · 4.125%
HK$99,443
baseline
▲ 0.50% · 4.625%
HK$104,685
+HK$5,242/mo
Deposit HK$18.60M · loan HK$18.60M · min. income ≈ HK$198,886/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,580,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,768
−HK$6,381/mo
▼ 0.25% · 3.875%
HK$104,933
−HK$3,216/mo
Today · 4.125%
HK$108,149
baseline
▲ 0.50% · 4.625%
HK$114,730
+HK$6,581/mo
Deposit HK$14.88M · loan HK$22.31M · min. income ≈ HK$216,298/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,580,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,215
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$116,252
−HK$3,080/mo
Today · 4.125%
HK$119,332
baseline
▲ 0.50% · 4.625%
HK$125,622
+HK$6,290/mo
Deposit HK$14.88M · loan HK$22.31M · min. income ≈ HK$238,664/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,580,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,729
−HK$7,445/mo
▼ 0.25% · 3.875%
HK$122,422
−HK$3,752/mo
Today · 4.125%
HK$126,174
baseline
▲ 0.50% · 4.625%
HK$133,852
+HK$7,678/mo
Deposit HK$11.16M · loan HK$26.03M · min. income ≈ HK$252,348/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,580,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,085
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$135,627
−HK$3,594/mo
Today · 4.125%
HK$139,221
baseline
▲ 0.50% · 4.625%
HK$146,559
+HK$7,338/mo
Deposit HK$11.16M · loan HK$26.03M · min. income ≈ HK$278,442/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,580,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,651
−HK$9,573/mo
▼ 0.25% · 3.875%
HK$157,400
−HK$4,824/mo
Today · 4.125%
HK$162,224
baseline
▲ 0.50% · 4.625%
HK$172,095
+HK$9,871/mo
Deposit HK$3.72M · loan HK$33.47M · min. income ≈ HK$324,448/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,580,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,823
−HK$9,175/mo
▼ 0.25% · 3.875%
HK$174,378
−HK$4,620/mo
Today · 4.125%
HK$178,998
baseline
▲ 0.50% · 4.625%
HK$188,433
+HK$9,435/mo
Deposit HK$3.72M · loan HK$33.47M · min. income ≈ HK$357,996/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,580,642 · Scale 2, in force from 26 Feb 2026)