LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,809
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$87,447
−HK$2,681/mo
Today · 4.125%
HK$90,128
baseline
▲ 0.50% · 4.625%
HK$95,612
+HK$5,484/mo
Deposit HK$18.60M · loan HK$18.60M · min. income ≈ HK$180,256/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,580,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,349
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,880
−HK$2,567/mo
Today · 4.125%
HK$99,447
baseline
▲ 0.50% · 4.625%
HK$104,689
+HK$5,242/mo
Deposit HK$18.60M · loan HK$18.60M · min. income ≈ HK$198,894/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,580,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,771
−HK$6,382/mo
▼ 0.25% · 3.875%
HK$104,937
−HK$3,216/mo
Today · 4.125%
HK$108,153
baseline
▲ 0.50% · 4.625%
HK$114,734
+HK$6,581/mo
Deposit HK$14.88M · loan HK$22.32M · min. income ≈ HK$216,306/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,580,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,219
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$116,256
−HK$3,080/mo
Today · 4.125%
HK$119,336
baseline
▲ 0.50% · 4.625%
HK$125,627
+HK$6,291/mo
Deposit HK$14.88M · loan HK$22.32M · min. income ≈ HK$238,672/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,580,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,733
−HK$7,446/mo
▼ 0.25% · 3.875%
HK$122,426
−HK$3,753/mo
Today · 4.125%
HK$126,179
baseline
▲ 0.50% · 4.625%
HK$133,856
+HK$7,677/mo
Deposit HK$11.16M · loan HK$26.03M · min. income ≈ HK$252,358/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,580,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,089
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$135,632
−HK$3,594/mo
Today · 4.125%
HK$139,226
baseline
▲ 0.50% · 4.625%
HK$146,564
+HK$7,338/mo
Deposit HK$11.16M · loan HK$26.03M · min. income ≈ HK$278,452/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,580,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,657
−HK$9,573/mo
▼ 0.25% · 3.875%
HK$157,405
−HK$4,825/mo
Today · 4.125%
HK$162,230
baseline
▲ 0.50% · 4.625%
HK$172,101
+HK$9,871/mo
Deposit HK$3.72M · loan HK$33.47M · min. income ≈ HK$324,460/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,580,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,829
−HK$9,175/mo
▼ 0.25% · 3.875%
HK$174,384
−HK$4,620/mo
Today · 4.125%
HK$179,004
baseline
▲ 0.50% · 4.625%
HK$188,440
+HK$9,436/mo
Deposit HK$3.72M · loan HK$33.47M · min. income ≈ HK$358,008/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,580,697 · Scale 2, in force from 26 Feb 2026)