LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,816
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$87,454
−HK$2,680/mo
Today · 4.125%
HK$90,134
baseline
▲ 0.50% · 4.625%
HK$95,619
+HK$5,485/mo
Deposit HK$18.60M · loan HK$18.60M · min. income ≈ HK$180,268/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,580,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,356
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,887
−HK$2,567/mo
Today · 4.125%
HK$99,454
baseline
▲ 0.50% · 4.625%
HK$104,697
+HK$5,243/mo
Deposit HK$18.60M · loan HK$18.60M · min. income ≈ HK$198,908/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,580,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,779
−HK$6,382/mo
▼ 0.25% · 3.875%
HK$104,945
−HK$3,216/mo
Today · 4.125%
HK$108,161
baseline
▲ 0.50% · 4.625%
HK$114,742
+HK$6,581/mo
Deposit HK$14.88M · loan HK$22.32M · min. income ≈ HK$216,322/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,580,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,228
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$116,264
−HK$3,081/mo
Today · 4.125%
HK$119,345
baseline
▲ 0.50% · 4.625%
HK$125,636
+HK$6,291/mo
Deposit HK$14.88M · loan HK$22.32M · min. income ≈ HK$238,690/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,580,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,742
−HK$7,446/mo
▼ 0.25% · 3.875%
HK$122,435
−HK$3,753/mo
Today · 4.125%
HK$126,188
baseline
▲ 0.50% · 4.625%
HK$133,866
+HK$7,678/mo
Deposit HK$11.16M · loan HK$26.04M · min. income ≈ HK$252,376/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,580,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,099
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$135,642
−HK$3,594/mo
Today · 4.125%
HK$139,236
baseline
▲ 0.50% · 4.625%
HK$146,575
+HK$7,339/mo
Deposit HK$11.16M · loan HK$26.04M · min. income ≈ HK$278,472/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,580,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,668
−HK$9,574/mo
▼ 0.25% · 3.875%
HK$157,417
−HK$4,825/mo
Today · 4.125%
HK$162,242
baseline
▲ 0.50% · 4.625%
HK$172,114
+HK$9,872/mo
Deposit HK$3.72M · loan HK$33.48M · min. income ≈ HK$324,484/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,580,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,842
−HK$9,176/mo
▼ 0.25% · 3.875%
HK$174,397
−HK$4,621/mo
Today · 4.125%
HK$179,018
baseline
▲ 0.50% · 4.625%
HK$188,454
+HK$9,436/mo
Deposit HK$3.72M · loan HK$33.48M · min. income ≈ HK$358,036/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,580,815 · Scale 2, in force from 26 Feb 2026)