LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,829
−HK$5,319/mo
▼ 0.25% · 3.875%
HK$87,468
−HK$2,680/mo
Today · 4.125%
HK$90,148
baseline
▲ 0.50% · 4.625%
HK$95,634
+HK$5,486/mo
Deposit HK$18.60M · loan HK$18.60M · min. income ≈ HK$180,296/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,581,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,371
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$96,902
−HK$2,568/mo
Today · 4.125%
HK$99,470
baseline
▲ 0.50% · 4.625%
HK$104,713
+HK$5,243/mo
Deposit HK$18.60M · loan HK$18.60M · min. income ≈ HK$198,940/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,581,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,795
−HK$6,383/mo
▼ 0.25% · 3.875%
HK$104,961
−HK$3,217/mo
Today · 4.125%
HK$108,178
baseline
▲ 0.50% · 4.625%
HK$114,760
+HK$6,582/mo
Deposit HK$14.88M · loan HK$22.32M · min. income ≈ HK$216,356/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,581,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,246
−HK$6,118/mo
▼ 0.25% · 3.875%
HK$116,283
−HK$3,081/mo
Today · 4.125%
HK$119,364
baseline
▲ 0.50% · 4.625%
HK$125,656
+HK$6,292/mo
Deposit HK$14.88M · loan HK$22.32M · min. income ≈ HK$238,728/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,581,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,760
−HK$7,448/mo
▼ 0.25% · 3.875%
HK$122,455
−HK$3,753/mo
Today · 4.125%
HK$126,208
baseline
▲ 0.50% · 4.625%
HK$133,887
+HK$7,679/mo
Deposit HK$11.16M · loan HK$26.04M · min. income ≈ HK$252,416/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,581,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,120
−HK$7,138/mo
▼ 0.25% · 3.875%
HK$135,663
−HK$3,595/mo
Today · 4.125%
HK$139,258
baseline
▲ 0.50% · 4.625%
HK$146,598
+HK$7,340/mo
Deposit HK$11.16M · loan HK$26.04M · min. income ≈ HK$278,516/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,581,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,692
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$157,442
−HK$4,825/mo
Today · 4.125%
HK$162,267
baseline
▲ 0.50% · 4.625%
HK$172,141
+HK$9,874/mo
Deposit HK$3.72M · loan HK$33.48M · min. income ≈ HK$324,534/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,868
−HK$9,178/mo
▼ 0.25% · 3.875%
HK$174,424
−HK$4,622/mo
Today · 4.125%
HK$179,046
baseline
▲ 0.50% · 4.625%
HK$188,483
+HK$9,437/mo
Deposit HK$3.72M · loan HK$33.48M · min. income ≈ HK$358,092/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,063 · Scale 2, in force from 26 Feb 2026)