LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,830
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$87,469
−HK$2,681/mo
Today · 4.125%
HK$90,150
baseline
▲ 0.50% · 4.625%
HK$95,635
+HK$5,485/mo
Deposit HK$18.60M · loan HK$18.60M · min. income ≈ HK$180,300/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,581,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,373
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$96,904
−HK$2,567/mo
Today · 4.125%
HK$99,471
baseline
▲ 0.50% · 4.625%
HK$104,715
+HK$5,244/mo
Deposit HK$18.60M · loan HK$18.60M · min. income ≈ HK$198,942/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,581,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,796
−HK$6,384/mo
▼ 0.25% · 3.875%
HK$104,963
−HK$3,217/mo
Today · 4.125%
HK$108,180
baseline
▲ 0.50% · 4.625%
HK$114,762
+HK$6,582/mo
Deposit HK$14.88M · loan HK$22.32M · min. income ≈ HK$216,360/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,581,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,247
−HK$6,119/mo
▼ 0.25% · 3.875%
HK$116,284
−HK$3,082/mo
Today · 4.125%
HK$119,366
baseline
▲ 0.50% · 4.625%
HK$125,658
+HK$6,292/mo
Deposit HK$14.88M · loan HK$22.32M · min. income ≈ HK$238,732/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,581,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,762
−HK$7,448/mo
▼ 0.25% · 3.875%
HK$122,456
−HK$3,754/mo
Today · 4.125%
HK$126,210
baseline
▲ 0.50% · 4.625%
HK$133,889
+HK$7,679/mo
Deposit HK$11.16M · loan HK$26.04M · min. income ≈ HK$252,420/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,581,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,122
−HK$7,138/mo
▼ 0.25% · 3.875%
HK$135,665
−HK$3,595/mo
Today · 4.125%
HK$139,260
baseline
▲ 0.50% · 4.625%
HK$146,600
+HK$7,340/mo
Deposit HK$11.16M · loan HK$26.04M · min. income ≈ HK$278,520/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,581,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,694
−HK$9,575/mo
▼ 0.25% · 3.875%
HK$157,444
−HK$4,825/mo
Today · 4.125%
HK$162,269
baseline
▲ 0.50% · 4.625%
HK$172,143
+HK$9,874/mo
Deposit HK$3.72M · loan HK$33.48M · min. income ≈ HK$324,538/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,871
−HK$9,177/mo
▼ 0.25% · 3.875%
HK$174,427
−HK$4,621/mo
Today · 4.125%
HK$179,048
baseline
▲ 0.50% · 4.625%
HK$188,486
+HK$9,438/mo
Deposit HK$3.72M · loan HK$33.48M · min. income ≈ HK$358,096/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,086 · Scale 2, in force from 26 Feb 2026)