LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,845
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$87,484
−HK$2,681/mo
Today · 4.125%
HK$90,165
baseline
▲ 0.50% · 4.625%
HK$95,652
+HK$5,487/mo
Deposit HK$18.60M · loan HK$18.60M · min. income ≈ HK$180,330/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,389
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$96,921
−HK$2,568/mo
Today · 4.125%
HK$99,489
baseline
▲ 0.50% · 4.625%
HK$104,733
+HK$5,244/mo
Deposit HK$18.60M · loan HK$18.60M · min. income ≈ HK$198,978/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,814
−HK$6,385/mo
▼ 0.25% · 3.875%
HK$104,981
−HK$3,218/mo
Today · 4.125%
HK$108,199
baseline
▲ 0.50% · 4.625%
HK$114,782
+HK$6,583/mo
Deposit HK$14.88M · loan HK$22.33M · min. income ≈ HK$216,398/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,581,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,267
−HK$6,119/mo
▼ 0.25% · 3.875%
HK$116,305
−HK$3,081/mo
Today · 4.125%
HK$119,386
baseline
▲ 0.50% · 4.625%
HK$125,679
+HK$6,293/mo
Deposit HK$14.88M · loan HK$22.33M · min. income ≈ HK$238,772/mo (50% DSR)
Upfront cash ≈ HK$16.46M (deposit + AVD stamp duty HK$1,581,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,783
−HK$7,449/mo
▼ 0.25% · 3.875%
HK$122,478
−HK$3,754/mo
Today · 4.125%
HK$126,232
baseline
▲ 0.50% · 4.625%
HK$133,913
+HK$7,681/mo
Deposit HK$11.16M · loan HK$26.05M · min. income ≈ HK$252,464/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,581,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,145
−HK$7,139/mo
▼ 0.25% · 3.875%
HK$135,689
−HK$3,595/mo
Today · 4.125%
HK$139,284
baseline
▲ 0.50% · 4.625%
HK$146,626
+HK$7,342/mo
Deposit HK$11.16M · loan HK$26.05M · min. income ≈ HK$278,568/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,581,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,721
−HK$9,577/mo
▼ 0.25% · 3.875%
HK$157,471
−HK$4,827/mo
Today · 4.125%
HK$162,298
baseline
▲ 0.50% · 4.625%
HK$172,173
+HK$9,875/mo
Deposit HK$3.72M · loan HK$33.49M · min. income ≈ HK$324,596/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,900
−HK$9,180/mo
▼ 0.25% · 3.875%
HK$174,457
−HK$4,623/mo
Today · 4.125%
HK$179,080
baseline
▲ 0.50% · 4.625%
HK$188,519
+HK$9,439/mo
Deposit HK$3.72M · loan HK$33.49M · min. income ≈ HK$358,160/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,362 · Scale 2, in force from 26 Feb 2026)