LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,849
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$87,489
−HK$2,681/mo
Today · 4.125%
HK$90,170
baseline
▲ 0.50% · 4.625%
HK$95,657
+HK$5,487/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$180,340/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,394
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$96,926
−HK$2,568/mo
Today · 4.125%
HK$99,494
baseline
▲ 0.50% · 4.625%
HK$104,738
+HK$5,244/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$198,988/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,819
−HK$6,385/mo
▼ 0.25% · 3.875%
HK$104,986
−HK$3,218/mo
Today · 4.125%
HK$108,204
baseline
▲ 0.50% · 4.625%
HK$114,788
+HK$6,584/mo
Deposit HK$14.88M · loan HK$22.33M · min. income ≈ HK$216,408/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,273
−HK$6,119/mo
▼ 0.25% · 3.875%
HK$116,311
−HK$3,081/mo
Today · 4.125%
HK$119,392
baseline
▲ 0.50% · 4.625%
HK$125,686
+HK$6,294/mo
Deposit HK$14.88M · loan HK$22.33M · min. income ≈ HK$238,784/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,789
−HK$7,449/mo
▼ 0.25% · 3.875%
HK$122,484
−HK$3,754/mo
Today · 4.125%
HK$126,238
baseline
▲ 0.50% · 4.625%
HK$133,919
+HK$7,681/mo
Deposit HK$11.16M · loan HK$26.05M · min. income ≈ HK$252,476/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,581,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,151
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$135,696
−HK$3,595/mo
Today · 4.125%
HK$139,291
baseline
▲ 0.50% · 4.625%
HK$146,633
+HK$7,342/mo
Deposit HK$11.16M · loan HK$26.05M · min. income ≈ HK$278,582/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,581,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,729
−HK$9,577/mo
▼ 0.25% · 3.875%
HK$157,479
−HK$4,827/mo
Today · 4.125%
HK$162,306
baseline
▲ 0.50% · 4.625%
HK$172,182
+HK$9,876/mo
Deposit HK$3.72M · loan HK$33.49M · min. income ≈ HK$324,612/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,909
−HK$9,180/mo
▼ 0.25% · 3.875%
HK$174,466
−HK$4,623/mo
Today · 4.125%
HK$179,089
baseline
▲ 0.50% · 4.625%
HK$188,529
+HK$9,440/mo
Deposit HK$3.72M · loan HK$33.49M · min. income ≈ HK$358,178/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,442 · Scale 2, in force from 26 Feb 2026)