LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,851
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$87,490
−HK$2,682/mo
Today · 4.125%
HK$90,172
baseline
▲ 0.50% · 4.625%
HK$95,658
+HK$5,486/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$180,344/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,396
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$96,927
−HK$2,569/mo
Today · 4.125%
HK$99,496
baseline
▲ 0.50% · 4.625%
HK$104,740
+HK$5,244/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$198,992/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,821
−HK$6,385/mo
▼ 0.25% · 3.875%
HK$104,988
−HK$3,218/mo
Today · 4.125%
HK$108,206
baseline
▲ 0.50% · 4.625%
HK$114,790
+HK$6,584/mo
Deposit HK$14.88M · loan HK$22.33M · min. income ≈ HK$216,412/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,275
−HK$6,120/mo
▼ 0.25% · 3.875%
HK$116,313
−HK$3,082/mo
Today · 4.125%
HK$119,395
baseline
▲ 0.50% · 4.625%
HK$125,688
+HK$6,293/mo
Deposit HK$14.88M · loan HK$22.33M · min. income ≈ HK$238,790/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,791
−HK$7,449/mo
▼ 0.25% · 3.875%
HK$122,486
−HK$3,754/mo
Today · 4.125%
HK$126,240
baseline
▲ 0.50% · 4.625%
HK$133,922
+HK$7,682/mo
Deposit HK$11.16M · loan HK$26.05M · min. income ≈ HK$252,480/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,581,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,154
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$135,698
−HK$3,596/mo
Today · 4.125%
HK$139,294
baseline
▲ 0.50% · 4.625%
HK$146,636
+HK$7,342/mo
Deposit HK$11.16M · loan HK$26.05M · min. income ≈ HK$278,588/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,581,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,731
−HK$9,578/mo
▼ 0.25% · 3.875%
HK$157,482
−HK$4,827/mo
Today · 4.125%
HK$162,309
baseline
▲ 0.50% · 4.625%
HK$172,185
+HK$9,876/mo
Deposit HK$3.72M · loan HK$33.49M · min. income ≈ HK$324,618/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,912
−HK$9,180/mo
▼ 0.25% · 3.875%
HK$174,469
−HK$4,623/mo
Today · 4.125%
HK$179,092
baseline
▲ 0.50% · 4.625%
HK$188,532
+HK$9,440/mo
Deposit HK$3.72M · loan HK$33.49M · min. income ≈ HK$358,184/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,472 · Scale 2, in force from 26 Feb 2026)