LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,852
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$87,492
−HK$2,681/mo
Today · 4.125%
HK$90,173
baseline
▲ 0.50% · 4.625%
HK$95,660
+HK$5,487/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$180,346/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,397
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$96,929
−HK$2,568/mo
Today · 4.125%
HK$99,497
baseline
▲ 0.50% · 4.625%
HK$104,742
+HK$5,245/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$198,994/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,823
−HK$6,385/mo
▼ 0.25% · 3.875%
HK$104,990
−HK$3,218/mo
Today · 4.125%
HK$108,208
baseline
▲ 0.50% · 4.625%
HK$114,792
+HK$6,584/mo
Deposit HK$14.88M · loan HK$22.33M · min. income ≈ HK$216,416/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,277
−HK$6,120/mo
▼ 0.25% · 3.875%
HK$116,315
−HK$3,082/mo
Today · 4.125%
HK$119,397
baseline
▲ 0.50% · 4.625%
HK$125,690
+HK$6,293/mo
Deposit HK$14.88M · loan HK$22.33M · min. income ≈ HK$238,794/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,793
−HK$7,449/mo
▼ 0.25% · 3.875%
HK$122,488
−HK$3,754/mo
Today · 4.125%
HK$126,242
baseline
▲ 0.50% · 4.625%
HK$133,924
+HK$7,682/mo
Deposit HK$11.16M · loan HK$26.05M · min. income ≈ HK$252,484/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,581,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,156
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$135,700
−HK$3,596/mo
Today · 4.125%
HK$139,296
baseline
▲ 0.50% · 4.625%
HK$146,639
+HK$7,343/mo
Deposit HK$11.16M · loan HK$26.05M · min. income ≈ HK$278,592/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,581,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,734
−HK$9,578/mo
▼ 0.25% · 3.875%
HK$157,485
−HK$4,827/mo
Today · 4.125%
HK$162,312
baseline
▲ 0.50% · 4.625%
HK$172,188
+HK$9,876/mo
Deposit HK$3.72M · loan HK$33.49M · min. income ≈ HK$324,624/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,915
−HK$9,180/mo
▼ 0.25% · 3.875%
HK$174,472
−HK$4,623/mo
Today · 4.125%
HK$179,095
baseline
▲ 0.50% · 4.625%
HK$188,535
+HK$9,440/mo
Deposit HK$3.72M · loan HK$33.49M · min. income ≈ HK$358,190/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,497 · Scale 2, in force from 26 Feb 2026)