LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,858
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$87,497
−HK$2,682/mo
Today · 4.125%
HK$90,179
baseline
▲ 0.50% · 4.625%
HK$95,666
+HK$5,487/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$180,358/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,403
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$96,935
−HK$2,569/mo
Today · 4.125%
HK$99,504
baseline
▲ 0.50% · 4.625%
HK$104,749
+HK$5,245/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$199,008/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,829
−HK$6,386/mo
▼ 0.25% · 3.875%
HK$104,997
−HK$3,218/mo
Today · 4.125%
HK$108,215
baseline
▲ 0.50% · 4.625%
HK$114,799
+HK$6,584/mo
Deposit HK$14.89M · loan HK$22.33M · min. income ≈ HK$216,430/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,284
−HK$6,120/mo
▼ 0.25% · 3.875%
HK$116,322
−HK$3,082/mo
Today · 4.125%
HK$119,404
baseline
▲ 0.50% · 4.625%
HK$125,698
+HK$6,294/mo
Deposit HK$14.89M · loan HK$22.33M · min. income ≈ HK$238,808/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,801
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$122,496
−HK$3,755/mo
Today · 4.125%
HK$126,251
baseline
▲ 0.50% · 4.625%
HK$133,933
+HK$7,682/mo
Deposit HK$11.16M · loan HK$26.05M · min. income ≈ HK$252,502/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,581,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,165
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$135,709
−HK$3,596/mo
Today · 4.125%
HK$139,305
baseline
▲ 0.50% · 4.625%
HK$146,648
+HK$7,343/mo
Deposit HK$11.16M · loan HK$26.05M · min. income ≈ HK$278,610/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,581,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,744
−HK$9,578/mo
▼ 0.25% · 3.875%
HK$157,495
−HK$4,827/mo
Today · 4.125%
HK$162,322
baseline
▲ 0.50% · 4.625%
HK$172,199
+HK$9,877/mo
Deposit HK$3.72M · loan HK$33.49M · min. income ≈ HK$324,644/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,926
−HK$9,181/mo
▼ 0.25% · 3.875%
HK$174,483
−HK$4,624/mo
Today · 4.125%
HK$179,107
baseline
▲ 0.50% · 4.625%
HK$188,548
+HK$9,441/mo
Deposit HK$3.72M · loan HK$33.49M · min. income ≈ HK$358,214/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,600 · Scale 2, in force from 26 Feb 2026)