LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,859
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,499
−HK$2,682/mo
Today · 4.125%
HK$90,181
baseline
▲ 0.50% · 4.625%
HK$95,668
+HK$5,487/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$180,362/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,405
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$96,937
−HK$2,569/mo
Today · 4.125%
HK$99,506
baseline
▲ 0.50% · 4.625%
HK$104,751
+HK$5,245/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$199,012/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,831
−HK$6,386/mo
▼ 0.25% · 3.875%
HK$104,999
−HK$3,218/mo
Today · 4.125%
HK$108,217
baseline
▲ 0.50% · 4.625%
HK$114,802
+HK$6,585/mo
Deposit HK$14.89M · loan HK$22.33M · min. income ≈ HK$216,434/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,286
−HK$6,121/mo
▼ 0.25% · 3.875%
HK$116,324
−HK$3,083/mo
Today · 4.125%
HK$119,407
baseline
▲ 0.50% · 4.625%
HK$125,701
+HK$6,294/mo
Deposit HK$14.89M · loan HK$22.33M · min. income ≈ HK$238,814/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,803
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$122,498
−HK$3,755/mo
Today · 4.125%
HK$126,253
baseline
▲ 0.50% · 4.625%
HK$133,935
+HK$7,682/mo
Deposit HK$11.16M · loan HK$26.05M · min. income ≈ HK$252,506/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,581,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,167
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$135,712
−HK$3,596/mo
Today · 4.125%
HK$139,308
baseline
▲ 0.50% · 4.625%
HK$146,651
+HK$7,343/mo
Deposit HK$11.16M · loan HK$26.05M · min. income ≈ HK$278,616/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,581,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,747
−HK$9,578/mo
▼ 0.25% · 3.875%
HK$157,498
−HK$4,827/mo
Today · 4.125%
HK$162,325
baseline
▲ 0.50% · 4.625%
HK$172,202
+HK$9,877/mo
Deposit HK$3.72M · loan HK$33.49M · min. income ≈ HK$324,650/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,929
−HK$9,181/mo
▼ 0.25% · 3.875%
HK$174,487
−HK$4,623/mo
Today · 4.125%
HK$179,110
baseline
▲ 0.50% · 4.625%
HK$188,551
+HK$9,441/mo
Deposit HK$3.72M · loan HK$33.49M · min. income ≈ HK$358,220/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,630 · Scale 2, in force from 26 Feb 2026)