LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,865
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,505
−HK$2,682/mo
Today · 4.125%
HK$90,187
baseline
▲ 0.50% · 4.625%
HK$95,674
+HK$5,487/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$180,374/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,411
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$96,943
−HK$2,569/mo
Today · 4.125%
HK$99,512
baseline
▲ 0.50% · 4.625%
HK$104,757
+HK$5,245/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$199,024/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,838
−HK$6,386/mo
▼ 0.25% · 3.875%
HK$105,006
−HK$3,218/mo
Today · 4.125%
HK$108,224
baseline
▲ 0.50% · 4.625%
HK$114,809
+HK$6,585/mo
Deposit HK$14.89M · loan HK$22.33M · min. income ≈ HK$216,448/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,294
−HK$6,120/mo
▼ 0.25% · 3.875%
HK$116,332
−HK$3,082/mo
Today · 4.125%
HK$119,414
baseline
▲ 0.50% · 4.625%
HK$125,709
+HK$6,295/mo
Deposit HK$14.89M · loan HK$22.33M · min. income ≈ HK$238,828/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,811
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$122,506
−HK$3,755/mo
Today · 4.125%
HK$126,261
baseline
▲ 0.50% · 4.625%
HK$133,944
+HK$7,683/mo
Deposit HK$11.17M · loan HK$26.05M · min. income ≈ HK$252,522/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,581,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,176
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$135,721
−HK$3,596/mo
Today · 4.125%
HK$139,317
baseline
▲ 0.50% · 4.625%
HK$146,660
+HK$7,343/mo
Deposit HK$11.17M · loan HK$26.05M · min. income ≈ HK$278,634/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,581,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,757
−HK$9,579/mo
▼ 0.25% · 3.875%
HK$157,508
−HK$4,828/mo
Today · 4.125%
HK$162,336
baseline
▲ 0.50% · 4.625%
HK$172,214
+HK$9,878/mo
Deposit HK$3.72M · loan HK$33.50M · min. income ≈ HK$324,672/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,940
−HK$9,182/mo
▼ 0.25% · 3.875%
HK$174,498
−HK$4,624/mo
Today · 4.125%
HK$179,122
baseline
▲ 0.50% · 4.625%
HK$188,563
+HK$9,441/mo
Deposit HK$3.72M · loan HK$33.50M · min. income ≈ HK$358,244/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,733 · Scale 2, in force from 26 Feb 2026)