LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,873
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,513
−HK$2,682/mo
Today · 4.125%
HK$90,195
baseline
▲ 0.50% · 4.625%
HK$95,683
+HK$5,488/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$180,390/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,420
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,953
−HK$2,569/mo
Today · 4.125%
HK$99,522
baseline
▲ 0.50% · 4.625%
HK$104,767
+HK$5,245/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$199,044/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,848
−HK$6,386/mo
▼ 0.25% · 3.875%
HK$105,016
−HK$3,218/mo
Today · 4.125%
HK$108,234
baseline
▲ 0.50% · 4.625%
HK$114,820
+HK$6,586/mo
Deposit HK$14.89M · loan HK$22.33M · min. income ≈ HK$216,468/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,304
−HK$6,122/mo
▼ 0.25% · 3.875%
HK$116,343
−HK$3,083/mo
Today · 4.125%
HK$119,426
baseline
▲ 0.50% · 4.625%
HK$125,721
+HK$6,295/mo
Deposit HK$14.89M · loan HK$22.33M · min. income ≈ HK$238,852/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,822
−HK$7,451/mo
▼ 0.25% · 3.875%
HK$122,518
−HK$3,755/mo
Today · 4.125%
HK$126,273
baseline
▲ 0.50% · 4.625%
HK$133,957
+HK$7,684/mo
Deposit HK$11.17M · loan HK$26.05M · min. income ≈ HK$252,546/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,581,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,188
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$135,734
−HK$3,596/mo
Today · 4.125%
HK$139,330
baseline
▲ 0.50% · 4.625%
HK$146,674
+HK$7,344/mo
Deposit HK$11.17M · loan HK$26.05M · min. income ≈ HK$278,660/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,581,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,771
−HK$9,580/mo
▼ 0.25% · 3.875%
HK$157,523
−HK$4,828/mo
Today · 4.125%
HK$162,351
baseline
▲ 0.50% · 4.625%
HK$172,230
+HK$9,879/mo
Deposit HK$3.72M · loan HK$33.50M · min. income ≈ HK$324,702/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,957
−HK$9,182/mo
▼ 0.25% · 3.875%
HK$174,515
−HK$4,624/mo
Today · 4.125%
HK$179,139
baseline
▲ 0.50% · 4.625%
HK$188,581
+HK$9,442/mo
Deposit HK$3.72M · loan HK$33.50M · min. income ≈ HK$358,278/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,884 · Scale 2, in force from 26 Feb 2026)