LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,876
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,516
−HK$2,682/mo
Today · 4.125%
HK$90,198
baseline
▲ 0.50% · 4.625%
HK$95,687
+HK$5,489/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$180,396/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,423
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,956
−HK$2,569/mo
Today · 4.125%
HK$99,525
baseline
▲ 0.50% · 4.625%
HK$104,771
+HK$5,246/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$199,050/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,581,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,851
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$105,019
−HK$3,219/mo
Today · 4.125%
HK$108,238
baseline
▲ 0.50% · 4.625%
HK$114,824
+HK$6,586/mo
Deposit HK$14.89M · loan HK$22.33M · min. income ≈ HK$216,476/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,308
−HK$6,122/mo
▼ 0.25% · 3.875%
HK$116,347
−HK$3,083/mo
Today · 4.125%
HK$119,430
baseline
▲ 0.50% · 4.625%
HK$125,725
+HK$6,295/mo
Deposit HK$14.89M · loan HK$22.33M · min. income ≈ HK$238,860/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,581,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,826
−HK$7,452/mo
▼ 0.25% · 3.875%
HK$122,522
−HK$3,756/mo
Today · 4.125%
HK$126,278
baseline
▲ 0.50% · 4.625%
HK$133,961
+HK$7,683/mo
Deposit HK$11.17M · loan HK$26.06M · min. income ≈ HK$252,556/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,581,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,193
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$135,738
−HK$3,597/mo
Today · 4.125%
HK$139,335
baseline
▲ 0.50% · 4.625%
HK$146,679
+HK$7,344/mo
Deposit HK$11.17M · loan HK$26.06M · min. income ≈ HK$278,670/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,581,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,776
−HK$9,581/mo
▼ 0.25% · 3.875%
HK$157,529
−HK$4,828/mo
Today · 4.125%
HK$162,357
baseline
▲ 0.50% · 4.625%
HK$172,236
+HK$9,879/mo
Deposit HK$3.72M · loan HK$33.50M · min. income ≈ HK$324,714/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,962
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$174,520
−HK$4,625/mo
Today · 4.125%
HK$179,145
baseline
▲ 0.50% · 4.625%
HK$188,588
+HK$9,443/mo
Deposit HK$3.72M · loan HK$33.50M · min. income ≈ HK$358,290/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,581,937 · Scale 2, in force from 26 Feb 2026)