LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,882
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$87,522
−HK$2,683/mo
Today · 4.125%
HK$90,205
baseline
▲ 0.50% · 4.625%
HK$95,694
+HK$5,489/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$180,410/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,430
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,963
−HK$2,569/mo
Today · 4.125%
HK$99,532
baseline
▲ 0.50% · 4.625%
HK$104,779
+HK$5,247/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$199,064/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,859
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$105,027
−HK$3,219/mo
Today · 4.125%
HK$108,246
baseline
▲ 0.50% · 4.625%
HK$114,832
+HK$6,586/mo
Deposit HK$14.89M · loan HK$22.33M · min. income ≈ HK$216,492/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,317
−HK$6,122/mo
▼ 0.25% · 3.875%
HK$116,356
−HK$3,083/mo
Today · 4.125%
HK$119,439
baseline
▲ 0.50% · 4.625%
HK$125,735
+HK$6,296/mo
Deposit HK$14.89M · loan HK$22.33M · min. income ≈ HK$238,878/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,835
−HK$7,452/mo
▼ 0.25% · 3.875%
HK$122,531
−HK$3,756/mo
Today · 4.125%
HK$126,287
baseline
▲ 0.50% · 4.625%
HK$133,971
+HK$7,684/mo
Deposit HK$11.17M · loan HK$26.06M · min. income ≈ HK$252,574/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,203
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$135,748
−HK$3,597/mo
Today · 4.125%
HK$139,345
baseline
▲ 0.50% · 4.625%
HK$146,690
+HK$7,345/mo
Deposit HK$11.17M · loan HK$26.06M · min. income ≈ HK$278,690/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,788
−HK$9,581/mo
▼ 0.25% · 3.875%
HK$157,540
−HK$4,829/mo
Today · 4.125%
HK$162,369
baseline
▲ 0.50% · 4.625%
HK$172,249
+HK$9,880/mo
Deposit HK$3.72M · loan HK$33.50M · min. income ≈ HK$324,738/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,582,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,975
−HK$9,183/mo
▼ 0.25% · 3.875%
HK$174,534
−HK$4,624/mo
Today · 4.125%
HK$179,158
baseline
▲ 0.50% · 4.625%
HK$188,602
+HK$9,444/mo
Deposit HK$3.72M · loan HK$33.50M · min. income ≈ HK$358,316/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,582,055 · Scale 2, in force from 26 Feb 2026)