LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,885
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$87,525
−HK$2,683/mo
Today · 4.125%
HK$90,208
baseline
▲ 0.50% · 4.625%
HK$95,697
+HK$5,489/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$180,416/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,582,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,434
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,966
−HK$2,570/mo
Today · 4.125%
HK$99,536
baseline
▲ 0.50% · 4.625%
HK$104,782
+HK$5,246/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$199,072/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,582,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,862
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$105,030
−HK$3,219/mo
Today · 4.125%
HK$108,249
baseline
▲ 0.50% · 4.625%
HK$114,836
+HK$6,587/mo
Deposit HK$14.89M · loan HK$22.34M · min. income ≈ HK$216,498/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,582,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,320
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$116,359
−HK$3,084/mo
Today · 4.125%
HK$119,443
baseline
▲ 0.50% · 4.625%
HK$125,739
+HK$6,296/mo
Deposit HK$14.89M · loan HK$22.34M · min. income ≈ HK$238,886/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,582,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,839
−HK$7,452/mo
▼ 0.25% · 3.875%
HK$122,535
−HK$3,756/mo
Today · 4.125%
HK$126,291
baseline
▲ 0.50% · 4.625%
HK$133,976
+HK$7,685/mo
Deposit HK$11.17M · loan HK$26.06M · min. income ≈ HK$252,582/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,582,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,207
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$135,753
−HK$3,597/mo
Today · 4.125%
HK$139,350
baseline
▲ 0.50% · 4.625%
HK$146,695
+HK$7,345/mo
Deposit HK$11.17M · loan HK$26.06M · min. income ≈ HK$278,700/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,582,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,793
−HK$9,581/mo
▼ 0.25% · 3.875%
HK$157,545
−HK$4,829/mo
Today · 4.125%
HK$162,374
baseline
▲ 0.50% · 4.625%
HK$172,254
+HK$9,880/mo
Deposit HK$3.72M · loan HK$33.50M · min. income ≈ HK$324,748/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,582,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,980
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$174,539
−HK$4,625/mo
Today · 4.125%
HK$179,164
baseline
▲ 0.50% · 4.625%
HK$188,608
+HK$9,444/mo
Deposit HK$3.72M · loan HK$33.50M · min. income ≈ HK$358,328/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,582,106 · Scale 2, in force from 26 Feb 2026)