LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,888
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$87,528
−HK$2,683/mo
Today · 4.125%
HK$90,211
baseline
▲ 0.50% · 4.625%
HK$95,700
+HK$5,489/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$180,422/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,582,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,437
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,970
−HK$2,569/mo
Today · 4.125%
HK$99,539
baseline
▲ 0.50% · 4.625%
HK$104,786
+HK$5,247/mo
Deposit HK$18.61M · loan HK$18.61M · min. income ≈ HK$199,078/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,582,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,865
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$105,034
−HK$3,219/mo
Today · 4.125%
HK$108,253
baseline
▲ 0.50% · 4.625%
HK$114,840
+HK$6,587/mo
Deposit HK$14.89M · loan HK$22.34M · min. income ≈ HK$216,506/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,582,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,324
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$116,363
−HK$3,084/mo
Today · 4.125%
HK$119,447
baseline
▲ 0.50% · 4.625%
HK$125,743
+HK$6,296/mo
Deposit HK$14.89M · loan HK$22.34M · min. income ≈ HK$238,894/mo (50% DSR)
Upfront cash ≈ HK$16.47M (deposit + AVD stamp duty HK$1,582,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,843
−HK$7,452/mo
▼ 0.25% · 3.875%
HK$122,540
−HK$3,755/mo
Today · 4.125%
HK$126,295
baseline
▲ 0.50% · 4.625%
HK$133,980
+HK$7,685/mo
Deposit HK$11.17M · loan HK$26.06M · min. income ≈ HK$252,590/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,582,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,212
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$135,757
−HK$3,598/mo
Today · 4.125%
HK$139,355
baseline
▲ 0.50% · 4.625%
HK$146,700
+HK$7,345/mo
Deposit HK$11.17M · loan HK$26.06M · min. income ≈ HK$278,710/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,582,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,798
−HK$9,582/mo
▼ 0.25% · 3.875%
HK$157,551
−HK$4,829/mo
Today · 4.125%
HK$162,380
baseline
▲ 0.50% · 4.625%
HK$172,260
+HK$9,880/mo
Deposit HK$3.72M · loan HK$33.50M · min. income ≈ HK$324,760/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,582,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,986
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$174,545
−HK$4,625/mo
Today · 4.125%
HK$179,170
baseline
▲ 0.50% · 4.625%
HK$188,614
+HK$9,444/mo
Deposit HK$3.72M · loan HK$33.50M · min. income ≈ HK$358,340/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$1,582,161 · Scale 2, in force from 26 Feb 2026)