LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,908
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$87,549
−HK$2,684/mo
Today · 4.125%
HK$90,233
baseline
▲ 0.50% · 4.625%
HK$95,723
+HK$5,490/mo
Deposit HK$18.62M · loan HK$18.62M · min. income ≈ HK$180,466/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,582,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,460
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$96,993
−HK$2,570/mo
Today · 4.125%
HK$99,563
baseline
▲ 0.50% · 4.625%
HK$104,811
+HK$5,248/mo
Deposit HK$18.62M · loan HK$18.62M · min. income ≈ HK$199,126/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,582,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,890
−HK$6,389/mo
▼ 0.25% · 3.875%
HK$105,059
−HK$3,220/mo
Today · 4.125%
HK$108,279
baseline
▲ 0.50% · 4.625%
HK$114,868
+HK$6,589/mo
Deposit HK$14.89M · loan HK$22.34M · min. income ≈ HK$216,558/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,582,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,351
−HK$6,125/mo
▼ 0.25% · 3.875%
HK$116,392
−HK$3,084/mo
Today · 4.125%
HK$119,476
baseline
▲ 0.50% · 4.625%
HK$125,773
+HK$6,297/mo
Deposit HK$14.89M · loan HK$22.34M · min. income ≈ HK$238,952/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,582,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,872
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$122,569
−HK$3,757/mo
Today · 4.125%
HK$126,326
baseline
▲ 0.50% · 4.625%
HK$134,012
+HK$7,686/mo
Deposit HK$11.17M · loan HK$26.07M · min. income ≈ HK$252,652/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,582,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,243
−HK$7,145/mo
▼ 0.25% · 3.875%
HK$135,790
−HK$3,598/mo
Today · 4.125%
HK$139,388
baseline
▲ 0.50% · 4.625%
HK$146,735
+HK$7,347/mo
Deposit HK$11.17M · loan HK$26.07M · min. income ≈ HK$278,776/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,582,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,835
−HK$9,584/mo
▼ 0.25% · 3.875%
HK$157,589
−HK$4,830/mo
Today · 4.125%
HK$162,419
baseline
▲ 0.50% · 4.625%
HK$172,302
+HK$9,883/mo
Deposit HK$3.72M · loan HK$33.51M · min. income ≈ HK$324,838/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,582,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,027
−HK$9,186/mo
▼ 0.25% · 3.875%
HK$174,587
−HK$4,626/mo
Today · 4.125%
HK$179,213
baseline
▲ 0.50% · 4.625%
HK$188,660
+HK$9,447/mo
Deposit HK$3.72M · loan HK$33.51M · min. income ≈ HK$358,426/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,582,542 · Scale 2, in force from 26 Feb 2026)