LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,919
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$87,560
−HK$2,684/mo
Today · 4.125%
HK$90,244
baseline
▲ 0.50% · 4.625%
HK$95,735
+HK$5,491/mo
Deposit HK$18.62M · loan HK$18.62M · min. income ≈ HK$180,488/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,582,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,471
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$97,005
−HK$2,570/mo
Today · 4.125%
HK$99,575
baseline
▲ 0.50% · 4.625%
HK$104,824
+HK$5,249/mo
Deposit HK$18.62M · loan HK$18.62M · min. income ≈ HK$199,150/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,582,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,902
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$105,072
−HK$3,220/mo
Today · 4.125%
HK$108,292
baseline
▲ 0.50% · 4.625%
HK$114,882
+HK$6,590/mo
Deposit HK$14.90M · loan HK$22.34M · min. income ≈ HK$216,584/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,582,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,365
−HK$6,125/mo
▼ 0.25% · 3.875%
HK$116,406
−HK$3,084/mo
Today · 4.125%
HK$119,490
baseline
▲ 0.50% · 4.625%
HK$125,788
+HK$6,298/mo
Deposit HK$14.90M · loan HK$22.34M · min. income ≈ HK$238,980/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,582,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,886
−HK$7,455/mo
▼ 0.25% · 3.875%
HK$122,584
−HK$3,757/mo
Today · 4.125%
HK$126,341
baseline
▲ 0.50% · 4.625%
HK$134,029
+HK$7,688/mo
Deposit HK$11.17M · loan HK$26.07M · min. income ≈ HK$252,682/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,582,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,259
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$135,807
−HK$3,598/mo
Today · 4.125%
HK$139,405
baseline
▲ 0.50% · 4.625%
HK$146,753
+HK$7,348/mo
Deposit HK$11.17M · loan HK$26.07M · min. income ≈ HK$278,810/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,582,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,853
−HK$9,586/mo
▼ 0.25% · 3.875%
HK$157,608
−HK$4,831/mo
Today · 4.125%
HK$162,439
baseline
▲ 0.50% · 4.625%
HK$172,323
+HK$9,884/mo
Deposit HK$3.72M · loan HK$33.52M · min. income ≈ HK$324,878/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,582,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,048
−HK$9,187/mo
▼ 0.25% · 3.875%
HK$174,608
−HK$4,627/mo
Today · 4.125%
HK$179,235
baseline
▲ 0.50% · 4.625%
HK$188,683
+HK$9,448/mo
Deposit HK$3.72M · loan HK$33.52M · min. income ≈ HK$358,470/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,582,734 · Scale 2, in force from 26 Feb 2026)