LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,928
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$87,570
−HK$2,684/mo
Today · 4.125%
HK$90,254
baseline
▲ 0.50% · 4.625%
HK$95,745
+HK$5,491/mo
Deposit HK$18.62M · loan HK$18.62M · min. income ≈ HK$180,508/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,582,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,481
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$97,015
−HK$2,571/mo
Today · 4.125%
HK$99,586
baseline
▲ 0.50% · 4.625%
HK$104,835
+HK$5,249/mo
Deposit HK$18.62M · loan HK$18.62M · min. income ≈ HK$199,172/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,582,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,913
−HK$6,391/mo
▼ 0.25% · 3.875%
HK$105,084
−HK$3,220/mo
Today · 4.125%
HK$108,304
baseline
▲ 0.50% · 4.625%
HK$114,894
+HK$6,590/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$216,608/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,582,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,378
−HK$6,125/mo
▼ 0.25% · 3.875%
HK$116,418
−HK$3,085/mo
Today · 4.125%
HK$119,503
baseline
▲ 0.50% · 4.625%
HK$125,802
+HK$6,299/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$239,006/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,582,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,899
−HK$7,456/mo
▼ 0.25% · 3.875%
HK$122,598
−HK$3,757/mo
Today · 4.125%
HK$126,355
baseline
▲ 0.50% · 4.625%
HK$134,044
+HK$7,689/mo
Deposit HK$11.17M · loan HK$26.07M · min. income ≈ HK$252,710/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,582,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,274
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$135,822
−HK$3,598/mo
Today · 4.125%
HK$139,420
baseline
▲ 0.50% · 4.625%
HK$146,769
+HK$7,349/mo
Deposit HK$11.17M · loan HK$26.07M · min. income ≈ HK$278,840/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,582,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,870
−HK$9,587/mo
▼ 0.25% · 3.875%
HK$157,625
−HK$4,832/mo
Today · 4.125%
HK$162,457
baseline
▲ 0.50% · 4.625%
HK$172,342
+HK$9,885/mo
Deposit HK$3.72M · loan HK$33.52M · min. income ≈ HK$324,914/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,582,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,067
−HK$9,188/mo
▼ 0.25% · 3.875%
HK$174,628
−HK$4,627/mo
Today · 4.125%
HK$179,255
baseline
▲ 0.50% · 4.625%
HK$188,704
+HK$9,449/mo
Deposit HK$3.72M · loan HK$33.52M · min. income ≈ HK$358,510/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,582,908 · Scale 2, in force from 26 Feb 2026)