LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,932
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$87,574
−HK$2,684/mo
Today · 4.125%
HK$90,258
baseline
▲ 0.50% · 4.625%
HK$95,750
+HK$5,492/mo
Deposit HK$18.62M · loan HK$18.62M · min. income ≈ HK$180,516/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,582,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,486
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$97,020
−HK$2,570/mo
Today · 4.125%
HK$99,590
baseline
▲ 0.50% · 4.625%
HK$104,840
+HK$5,250/mo
Deposit HK$18.62M · loan HK$18.62M · min. income ≈ HK$199,180/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,582,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,918
−HK$6,391/mo
▼ 0.25% · 3.875%
HK$105,088
−HK$3,221/mo
Today · 4.125%
HK$108,309
baseline
▲ 0.50% · 4.625%
HK$114,900
+HK$6,591/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$216,618/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,582,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,383
−HK$6,126/mo
▼ 0.25% · 3.875%
HK$116,424
−HK$3,085/mo
Today · 4.125%
HK$119,509
baseline
▲ 0.50% · 4.625%
HK$125,808
+HK$6,299/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$239,018/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,582,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,904
−HK$7,457/mo
▼ 0.25% · 3.875%
HK$122,603
−HK$3,758/mo
Today · 4.125%
HK$126,361
baseline
▲ 0.50% · 4.625%
HK$134,050
+HK$7,689/mo
Deposit HK$11.17M · loan HK$26.07M · min. income ≈ HK$252,722/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,582,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,280
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$135,828
−HK$3,599/mo
Today · 4.125%
HK$139,427
baseline
▲ 0.50% · 4.625%
HK$146,776
+HK$7,349/mo
Deposit HK$11.17M · loan HK$26.07M · min. income ≈ HK$278,854/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,582,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,877
−HK$9,587/mo
▼ 0.25% · 3.875%
HK$157,632
−HK$4,832/mo
Today · 4.125%
HK$162,464
baseline
▲ 0.50% · 4.625%
HK$172,349
+HK$9,885/mo
Deposit HK$3.72M · loan HK$33.52M · min. income ≈ HK$324,928/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,582,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,074
−HK$9,189/mo
▼ 0.25% · 3.875%
HK$174,636
−HK$4,627/mo
Today · 4.125%
HK$179,263
baseline
▲ 0.50% · 4.625%
HK$188,712
+HK$9,449/mo
Deposit HK$3.72M · loan HK$33.52M · min. income ≈ HK$358,526/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,582,980 · Scale 2, in force from 26 Feb 2026)