LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,935
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$87,577
−HK$2,685/mo
Today · 4.125%
HK$90,262
baseline
▲ 0.50% · 4.625%
HK$95,754
+HK$5,492/mo
Deposit HK$18.62M · loan HK$18.62M · min. income ≈ HK$180,524/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,490
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$97,024
−HK$2,571/mo
Today · 4.125%
HK$99,595
baseline
▲ 0.50% · 4.625%
HK$104,844
+HK$5,249/mo
Deposit HK$18.62M · loan HK$18.62M · min. income ≈ HK$199,190/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,922
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$105,093
−HK$3,221/mo
Today · 4.125%
HK$108,314
baseline
▲ 0.50% · 4.625%
HK$114,904
+HK$6,590/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$216,628/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,583,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,388
−HK$6,126/mo
▼ 0.25% · 3.875%
HK$116,429
−HK$3,085/mo
Today · 4.125%
HK$119,514
baseline
▲ 0.50% · 4.625%
HK$125,813
+HK$6,299/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$239,028/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,583,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,909
−HK$7,457/mo
▼ 0.25% · 3.875%
HK$122,608
−HK$3,758/mo
Today · 4.125%
HK$126,366
baseline
▲ 0.50% · 4.625%
HK$134,055
+HK$7,689/mo
Deposit HK$11.17M · loan HK$26.07M · min. income ≈ HK$252,732/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,286
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$135,833
−HK$3,600/mo
Today · 4.125%
HK$139,433
baseline
▲ 0.50% · 4.625%
HK$146,782
+HK$7,349/mo
Deposit HK$11.17M · loan HK$26.07M · min. income ≈ HK$278,866/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,884
−HK$9,587/mo
▼ 0.25% · 3.875%
HK$157,639
−HK$4,832/mo
Today · 4.125%
HK$162,471
baseline
▲ 0.50% · 4.625%
HK$172,357
+HK$9,886/mo
Deposit HK$3.72M · loan HK$33.52M · min. income ≈ HK$324,942/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,081
−HK$9,189/mo
▼ 0.25% · 3.875%
HK$174,643
−HK$4,627/mo
Today · 4.125%
HK$179,270
baseline
▲ 0.50% · 4.625%
HK$188,720
+HK$9,450/mo
Deposit HK$3.72M · loan HK$33.52M · min. income ≈ HK$358,540/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,047 · Scale 2, in force from 26 Feb 2026)