LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,941
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$87,583
−HK$2,685/mo
Today · 4.125%
HK$90,268
baseline
▲ 0.50% · 4.625%
HK$95,760
+HK$5,492/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$180,536/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,496
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$97,031
−HK$2,571/mo
Today · 4.125%
HK$99,602
baseline
▲ 0.50% · 4.625%
HK$104,852
+HK$5,250/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$199,204/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,929
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$105,100
−HK$3,221/mo
Today · 4.125%
HK$108,321
baseline
▲ 0.50% · 4.625%
HK$114,912
+HK$6,591/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$216,642/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,583,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,395
−HK$6,127/mo
▼ 0.25% · 3.875%
HK$116,437
−HK$3,085/mo
Today · 4.125%
HK$119,522
baseline
▲ 0.50% · 4.625%
HK$125,822
+HK$6,300/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$239,044/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,583,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,918
−HK$7,457/mo
▼ 0.25% · 3.875%
HK$122,617
−HK$3,758/mo
Today · 4.125%
HK$126,375
baseline
▲ 0.50% · 4.625%
HK$134,064
+HK$7,689/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$252,750/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,295
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$135,843
−HK$3,599/mo
Today · 4.125%
HK$139,442
baseline
▲ 0.50% · 4.625%
HK$146,792
+HK$7,350/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$278,884/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,894
−HK$9,588/mo
▼ 0.25% · 3.875%
HK$157,650
−HK$4,832/mo
Today · 4.125%
HK$162,482
baseline
▲ 0.50% · 4.625%
HK$172,369
+HK$9,887/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$324,964/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,093
−HK$9,190/mo
▼ 0.25% · 3.875%
HK$174,655
−HK$4,628/mo
Today · 4.125%
HK$179,283
baseline
▲ 0.50% · 4.625%
HK$188,733
+HK$9,450/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$358,566/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,156 · Scale 2, in force from 26 Feb 2026)