LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,944
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$87,587
−HK$2,684/mo
Today · 4.125%
HK$90,271
baseline
▲ 0.50% · 4.625%
HK$95,764
+HK$5,493/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$180,542/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,500
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$97,034
−HK$2,571/mo
Today · 4.125%
HK$99,605
baseline
▲ 0.50% · 4.625%
HK$104,856
+HK$5,251/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$199,210/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,933
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$105,104
−HK$3,221/mo
Today · 4.125%
HK$108,325
baseline
▲ 0.50% · 4.625%
HK$114,917
+HK$6,592/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$216,650/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,583,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,400
−HK$6,126/mo
▼ 0.25% · 3.875%
HK$116,441
−HK$3,085/mo
Today · 4.125%
HK$119,526
baseline
▲ 0.50% · 4.625%
HK$125,827
+HK$6,301/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$239,052/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,583,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,922
−HK$7,458/mo
▼ 0.25% · 3.875%
HK$122,621
−HK$3,759/mo
Today · 4.125%
HK$126,380
baseline
▲ 0.50% · 4.625%
HK$134,070
+HK$7,690/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$252,760/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,300
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$135,848
−HK$3,599/mo
Today · 4.125%
HK$139,447
baseline
▲ 0.50% · 4.625%
HK$146,798
+HK$7,351/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$278,894/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,900
−HK$9,588/mo
▼ 0.25% · 3.875%
HK$157,656
−HK$4,832/mo
Today · 4.125%
HK$162,488
baseline
▲ 0.50% · 4.625%
HK$172,375
+HK$9,887/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$324,976/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,100
−HK$9,190/mo
▼ 0.25% · 3.875%
HK$174,662
−HK$4,628/mo
Today · 4.125%
HK$179,290
baseline
▲ 0.50% · 4.625%
HK$188,740
+HK$9,450/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$358,580/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,216 · Scale 2, in force from 26 Feb 2026)