LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,946
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$87,589
−HK$2,684/mo
Today · 4.125%
HK$90,273
baseline
▲ 0.50% · 4.625%
HK$95,766
+HK$5,493/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$180,546/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,502
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$97,036
−HK$2,572/mo
Today · 4.125%
HK$99,608
baseline
▲ 0.50% · 4.625%
HK$104,858
+HK$5,250/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$199,216/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,936
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$105,106
−HK$3,222/mo
Today · 4.125%
HK$108,328
baseline
▲ 0.50% · 4.625%
HK$114,919
+HK$6,591/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$216,656/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,583,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,402
−HK$6,127/mo
▼ 0.25% · 3.875%
HK$116,444
−HK$3,085/mo
Today · 4.125%
HK$119,529
baseline
▲ 0.50% · 4.625%
HK$125,830
+HK$6,301/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$239,058/mo (50% DSR)
Upfront cash ≈ HK$16.48M (deposit + AVD stamp duty HK$1,583,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,925
−HK$7,457/mo
▼ 0.25% · 3.875%
HK$122,624
−HK$3,758/mo
Today · 4.125%
HK$126,382
baseline
▲ 0.50% · 4.625%
HK$134,073
+HK$7,691/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$252,764/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,303
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$135,851
−HK$3,600/mo
Today · 4.125%
HK$139,451
baseline
▲ 0.50% · 4.625%
HK$146,801
+HK$7,350/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$278,902/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,903
−HK$9,589/mo
▼ 0.25% · 3.875%
HK$157,660
−HK$4,832/mo
Today · 4.125%
HK$162,492
baseline
▲ 0.50% · 4.625%
HK$172,379
+HK$9,887/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$324,984/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,103
−HK$9,191/mo
▼ 0.25% · 3.875%
HK$174,666
−HK$4,628/mo
Today · 4.125%
HK$179,294
baseline
▲ 0.50% · 4.625%
HK$188,744
+HK$9,450/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$358,588/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,252 · Scale 2, in force from 26 Feb 2026)