LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,957
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$87,600
−HK$2,685/mo
Today · 4.125%
HK$90,285
baseline
▲ 0.50% · 4.625%
HK$95,778
+HK$5,493/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$180,570/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,514
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$97,049
−HK$2,571/mo
Today · 4.125%
HK$99,620
baseline
▲ 0.50% · 4.625%
HK$104,871
+HK$5,251/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$199,240/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,949
−HK$6,393/mo
▼ 0.25% · 3.875%
HK$105,120
−HK$3,222/mo
Today · 4.125%
HK$108,342
baseline
▲ 0.50% · 4.625%
HK$114,934
+HK$6,592/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$216,684/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,417
−HK$6,127/mo
▼ 0.25% · 3.875%
HK$116,458
−HK$3,086/mo
Today · 4.125%
HK$119,544
baseline
▲ 0.50% · 4.625%
HK$125,846
+HK$6,302/mo
Deposit HK$14.90M · loan HK$22.35M · min. income ≈ HK$239,088/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,940
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$122,640
−HK$3,759/mo
Today · 4.125%
HK$126,399
baseline
▲ 0.50% · 4.625%
HK$134,090
+HK$7,691/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$252,798/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,319
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$135,868
−HK$3,600/mo
Today · 4.125%
HK$139,468
baseline
▲ 0.50% · 4.625%
HK$146,820
+HK$7,352/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$278,936/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,923
−HK$9,589/mo
▼ 0.25% · 3.875%
HK$157,680
−HK$4,832/mo
Today · 4.125%
HK$162,512
baseline
▲ 0.50% · 4.625%
HK$172,401
+HK$9,889/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$325,024/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,125
−HK$9,191/mo
▼ 0.25% · 3.875%
HK$174,688
−HK$4,628/mo
Today · 4.125%
HK$179,316
baseline
▲ 0.50% · 4.625%
HK$188,768
+HK$9,452/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$358,632/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,452 · Scale 2, in force from 26 Feb 2026)