LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,959
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$87,601
−HK$2,685/mo
Today · 4.125%
HK$90,286
baseline
▲ 0.50% · 4.625%
HK$95,780
+HK$5,494/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$180,572/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,516
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$97,051
−HK$2,571/mo
Today · 4.125%
HK$99,622
baseline
▲ 0.50% · 4.625%
HK$104,873
+HK$5,251/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$199,244/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,950
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$105,122
−HK$3,222/mo
Today · 4.125%
HK$108,344
baseline
▲ 0.50% · 4.625%
HK$114,936
+HK$6,592/mo
Deposit HK$14.90M · loan HK$22.36M · min. income ≈ HK$216,688/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,419
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$116,461
−HK$3,086/mo
Today · 4.125%
HK$119,547
baseline
▲ 0.50% · 4.625%
HK$125,848
+HK$6,301/mo
Deposit HK$14.90M · loan HK$22.36M · min. income ≈ HK$239,094/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,942
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$122,642
−HK$3,759/mo
Today · 4.125%
HK$126,401
baseline
▲ 0.50% · 4.625%
HK$134,092
+HK$7,691/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$252,802/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,322
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$135,871
−HK$3,600/mo
Today · 4.125%
HK$139,471
baseline
▲ 0.50% · 4.625%
HK$146,823
+HK$7,352/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$278,942/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,926
−HK$9,589/mo
▼ 0.25% · 3.875%
HK$157,683
−HK$4,832/mo
Today · 4.125%
HK$162,515
baseline
▲ 0.50% · 4.625%
HK$172,404
+HK$9,889/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$325,030/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,128
−HK$9,192/mo
▼ 0.25% · 3.875%
HK$174,691
−HK$4,629/mo
Today · 4.125%
HK$179,320
baseline
▲ 0.50% · 4.625%
HK$188,772
+HK$9,452/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$358,640/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,483 · Scale 2, in force from 26 Feb 2026)