LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,961
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$87,604
−HK$2,685/mo
Today · 4.125%
HK$90,289
baseline
▲ 0.50% · 4.625%
HK$95,783
+HK$5,494/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$180,578/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,518
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$97,053
−HK$2,572/mo
Today · 4.125%
HK$99,625
baseline
▲ 0.50% · 4.625%
HK$104,876
+HK$5,251/mo
Deposit HK$18.63M · loan HK$18.63M · min. income ≈ HK$199,250/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,583,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,953
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$105,125
−HK$3,222/mo
Today · 4.125%
HK$108,347
baseline
▲ 0.50% · 4.625%
HK$114,939
+HK$6,592/mo
Deposit HK$14.90M · loan HK$22.36M · min. income ≈ HK$216,694/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,422
−HK$6,128/mo
▼ 0.25% · 3.875%
HK$116,464
−HK$3,086/mo
Today · 4.125%
HK$119,550
baseline
▲ 0.50% · 4.625%
HK$125,852
+HK$6,302/mo
Deposit HK$14.90M · loan HK$22.36M · min. income ≈ HK$239,100/mo (50% DSR)
Upfront cash ≈ HK$16.49M (deposit + AVD stamp duty HK$1,583,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,946
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$122,646
−HK$3,759/mo
Today · 4.125%
HK$126,405
baseline
▲ 0.50% · 4.625%
HK$134,096
+HK$7,691/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$252,810/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,326
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$135,875
−HK$3,600/mo
Today · 4.125%
HK$139,475
baseline
▲ 0.50% · 4.625%
HK$146,827
+HK$7,352/mo
Deposit HK$11.18M · loan HK$26.08M · min. income ≈ HK$278,950/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,583,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,930
−HK$9,590/mo
▼ 0.25% · 3.875%
HK$157,687
−HK$4,833/mo
Today · 4.125%
HK$162,520
baseline
▲ 0.50% · 4.625%
HK$172,409
+HK$9,889/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$325,040/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,133
−HK$9,192/mo
▼ 0.25% · 3.875%
HK$174,696
−HK$4,629/mo
Today · 4.125%
HK$179,325
baseline
▲ 0.50% · 4.625%
HK$188,778
+HK$9,453/mo
Deposit HK$3.73M · loan HK$33.53M · min. income ≈ HK$358,650/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$1,583,529 · Scale 2, in force from 26 Feb 2026)